It’s National Consumer Protection Week—and while AARP is focused on protecting consumers year-round—this is a good time to highlight some key consumer protection tips.
Make certain to use strong and unique passwords on all online accounts – look into password managers as an easier way to tackle this challenge. Where offered, use multi-factor authentication, where you receive a code by text, phone, or installed app, to add a layer of protection beyond your username and password. Rather than clicking links from texts and emails from your bank or from businesses you have accounts with, go to your app if you have one, or to a web browser and type the address in yourself—that way you know you are going to the legitimate site. Also, freeze your credit with the three main credit reporting agencies – TransUnion, Experian and Equifax – to block attempts to use any of your sensitive personal information that may have been exposed to open accounts in your name. Learn how at annualcreditreport.com/securityFreezeBasics.action.
Be a fraud fighter! If you can spot a scam, you can stop a scam.