Tag: Grange Communication

Grange Hall Insurance Information

We’re Grangers–we help each other!

With thanks to those who answered our help-wanted request, we can offer some information regarding Grange Hall insurance.

Person holding insurance umbrella over another.

First, some vocabulary clarifications as we’ll use them. We’ll keep it simple–it can get complicated. It’s important to distinguish between an agency and a carrier.

Carrier: A carrier creates, manages, and prices insurance policies and coverage.

Agency: An insurance agency sells those policies to customers and handles customer questions or concerns. Independent agencies often represent more than one carrier and have more than one agent.

We should further note that there are significant differences between personal insurance, such as what you may have on your home, and commercial insurance for businesses. When insuring a Grange Hall, commercial insurance is necessary.

Property insurance covers the property itself against certain types of damage. A typical example would be fire.

Liability insurance protects against claims resulting from injuries and damage to other people or property. An example would be someone tripping on a loose stair tread.

An excellent, objective source of information about commercial insurance can be found on the State of Maine Bureau of Insurance website. You might also consider downloading this Consumer Guide to Commercial Insurance.

From what we’ve gathered, most Granges deal with an agent and agency. If it’s a large agency, you may need to find an agent who is familiar with commercial insurance. The agent will assist with finding a carrier. (Not all agencies are involved in commercial insurance.) Also, note that a carrier may be represented by more than one agency.

Some agencies and carriers that have worked with Granges include:

Cross Insurance Agency in Augusta offers property and liability coverage. Contact Matthew Ellis, Senior Account Manager–207 430-4721, Matthew ellis@crossagency.com.

Norman Assurance Associates in South Thomaston offers liability insurance through Main Street America Insurance Company in Keene, NH.
Contact 207 596-6400, info@atlantic-insurance.com

Strong Insurance Agency in Thomaston may also provide commercial property insurance.
Contact 207 596-6775, markstrong@strongagency.com

Kimball Agency in Guilford
Contact 207 876-9777, Tom Panciera tpanciera@kkorp.com and/or Olivia Schmiedlehner olivia@kkorp.com

A printable, one-page summary of this post is available here.

Grange Today! 1-24-2025

The Newsletter of the National Grange

Articles in this edition include:

  • Presidential Perspective: A Reminder…
  • Book Now to “Get On Board”
  • Share your Grange’s projects to help build Project Sustenance resource library
  • View from the Hill
  • Good Day! magazine
  • Grange Store: Guidelines for Grange Leaders
  • What to Know about Pneumococcal Vaccines
  • Doctor-Approved New Year’s Resolutions for Better Health in
  • Granges urged to participate in “Reaching Rural Surgical
  • Grange Member Benefit: Member Deals

Click the button below to read and/or subscribe to Grange Today!

Read THE Current Issue
Subscribe to Grange Today!

Note that all recent issues are available on the National Grange Website. To save server space, we only post the table of contents on the MSG Website.

Fraud Watch- Concert Ticket Scams

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

Getting tickets to top concerts is tough – don’t let scammers make it harder. With most concert venues switching to digital tickets only and concert demand through the roof, criminals are producing more counterfeit tickets than ever. Here are three tips to avoid buying a fake ticket.

  1. Stick to known ticket sales sites or visit the National Association of Ticket Brokers (natb.org) to ensure that you are dealing with a verified reseller. Always type the web address of the site you want to visit into your browser rather than clicking on a link that could take you to a copycat site.
  2. Beware of offers on social media and online marketplaces, where this scam thrives. These platforms are a hotspot for fraudulent ticket sales.
  3. Never pay with a peer-to-peer payment app unless you are getting tickets from someone you know. You don’t have the same consumer protections with these payment methods that you have with a credit card.

Be a fraud fighter! If you can spot a scam, you can stop a scam.

More Topic Resources

AARP Fraud Watch Network

Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

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Grange Scholarships

By Walter Boomsma, Communications Director

Scholarship season is fast approaching! As you may know, we have a whole page of Grange Scholarship information in Maine on the website. It’s time to update that information and confirm everything is accurate. The page offers information about state-level scholarships as well as local.

We’ll start by inviting any Granges offering scholarships to submit their information if they haven’t already. Visit the page to see the format. We try to keep things simple. If you have information and an application available as a document, we can host and link to it-a new service we’re offering this year. Thanks to Mill Stream Grange for getting us started!

If your Grange has a scholarship already listed, please check the listing and make sure it’s accurate and current. Send any corrections or updates in an email.

I recently met and talked with some Maine representatives of FFA (Future Farmers of America) about mutual interests. They were very interested in ag-related scholarships for obvious reasons. Let’s get the word out there!

“Many a small thing has been made large by the right kind of advertising.”

Mark Twain

Fraud Watch-Utility Scams

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

With temperatures dropping in many states, scammers are turning up the heat on their deceptive tactics. Each winter, criminals pose as utility company representatives, claiming a missed payment and threatening to shut off service unless payment is immediate.

If you get a surprise call from the “utility company” threatening to shut off your service, hang up the phone. The goal of these scammers is to create a sense of panic, making it harder to think logically and verify their claims. Their hope is that we stay in that state of panic long enough to complete a payment.
To verify the status of your utility payments, contact your provider using the customer service number on a recent bill (or log into their website or app if that’s an option). Chances are you will find out your payments are up to date.

To verify the status of your utility payments, contact your provider using the customer service number on a recent bill (or log into their website or app if that’s an option). Chances are you will find out your payments are up to date.

Be a fraud fighter! If you can spot a scam, you can stop a scam.

More Topic Resources

AARP Fraud Watch Network

Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

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Communication Shorts 1-16-2025

By Walter Boomsma,
MSG Communications Director
207 343-1842

Communication Shorts are brief (short) but important items posted for your information and use. Please send us your ideas and thoughts!

January Bulletin Is Available!

The January Bulletin is now available for downloading. Recent issues of the Bulletin can be found on the Program Books and Information Page in the communications section.

Scholarship Updates

Last week, the Scholarship Page was the fourth most visited page on the site! It is that time of year. If your Grange is offering a scholarship, please visit the page and make sure your information is correct. Send changes either by using the Submit Tab or send an email.

Words for Thirds

Our official release date is January 18, 2025 but you can check out the Words for Thirds Resource Pages here. We’ve got some surprises coming! Stay tuned!

Loving the Grange

One of my goals for this year is to post at least one reason to love the Grange each month in 2025. The easiest way for you to help make this happen is for you to fill out this simple form. You can answer more than once! Why do you love the Grange?

Suspicious Submissions

I supposedly have received a submission through a company called “ShareFile.” Since it’s requiring me to log in and create an account, I haven’t. There are a couple of reasons I’m suspicious. If you’re “Tara White” and trying to reach me, you’ll have to be a bit more direct!

Consider this Idea!

The MSG Event Calendar for 2025 is still pretty bare at this point. Directors and Committee Chairs, please ensure your contest deadlines and events are listed! Granges, submit your programs and events! You are planning ahead, right?

Think about this!

“For in order that man may do well, whether in the works of the active life, or in those of the contemplative life, he needs the fellowship of friends.”

Thomas Aquinas

Online Directories Available 24-7

  • The ODD Directory features all state officers, directors, and deputies with contact information.
  • The Directory of Granges features all Granges in the state with a contact person. Please make sure your listing is correct! Visitors to the site consult these directories often.

Communications Column – January 2025

By Walter Boomsma
207 343-1842
Communications Director

New Developments

You’re probably aware of our new resource page(s) for the Words for Thirds Program. We’ll officially release on January 18, 2025, but it is a work in progress. Some resources, such as label templates and sample press releases, have already been accessed and used. There are still a few things “coming soon,” including an interview with Mary French, Director of the Dictionary Project. In addition to making life easier for Granges participating in Words for Thirds, we are determined to get more Granges in-terested in the program. As most know, I have been directing Valley Grange’s program for close to twenty years and I’m excited and happy to work with and assist Granges who are interested!

I’ve recently been working with the AARP Fraud Watch Network to add another resource to the MSG Website. We’ll post a weekly Fraud Watch Alert on specific types of fraud and scams. These will serve a dual purpose. First, Grangers will have access to concise information for their use. Second, the information can be used in lecturer’s programs and as FHH reports. As a bonus, these posts will have buttons at the bottom, making it easy to share them on social media or by email. Links are also provided, giving access to an AARP speakers’ bureau.

(Speaking of scams, stay suspicious! I’ve personally been getting hit with a lot of phony emails that look like they are from companies like United Health Care, Bitdefender Support, PayPal, Delta Airlines, FedEx, etc. They often are identified as “FW” (forwarded) in the subject line. Most have an attachment (which I do not open) and an offer of something free. When in doubt, don’t!)

The underlying development for the Words for Thirds Resources and AARP Fraud Watch Alerts is a more structured editorial plan for the website. We want the site to be resource-rich, engaging, and useful. As a reminder, every member is a reporter and potential contributor. Submit your news and events, but don’t hesitate to go beyond that. If you’re a lecturer, consider submitting your program ideas and tips. Tell us about your Community Service activities or how your Grange is improving Family Health and Hearing. Thanks to several “reporters,” we’re now working on some information regarding Grange Hall insurance that will be shared soon. I can’t do these things alone. That’s one reason I’ve adopted the slogan, “We’re Grangers. We help each other.”

► FACT: In the past week, the most visited posts and pages were the Grange Directory, Program Books and Information, Words for Thirds Resource Page, and Grange Scholarships.

Tell us why you love the Grange
Submit an Event or News
Find the button representing how and where you want to share a post.

President’s Perspective – January 2025

By Sherry Harriman,
Maine State Grange President/Master
207 490-1029

Degrees in your Grange

There have been questions about the Degree Days and who can do them. Any Grange may confer all Four Degrees in one day, at any time during the year, but permission is required from the State Master beforehand. However, each Grange is entitled to confer the Degrees in their own Granges at their own convenience. To “confer degrees” means initiatory ceremonies giving instruction and information about the Grange. You may confer 1 or 2 degrees at one meeting, then confer 1 or 2 more at the next meeting, and so on until you complete all Four Degrees. (The word Degree refers to a level of the Grange and is based on the four seasons and agriculture. The first Four Degrees bring you into Subordinate or Community Grange membership.) The meeting must be open in full form for any balloting and conferral of any Degree. The candidates must be balloted on prior to the conferral of the degree. Following the Grange Manual. (2023 is the newest version but the Degrees in all the manuals are the same.) The Degrees are very impressive if done from memory, but this may not work for everyone. Have each officer read the part for the office where they are seated, marching candidates are encouraged but it can be done with everyone seated, follow the instructions as you go along. Everyone can participate in this manner and learn the lessons of the Degrees at the same time.

Have a safe winter. Check on your neighbors and give a hand wherever you can.

Grange Today! 1-10-2025

The Newsletter of the National Grange

Articles in this edition include:

  • National Granges launches Project Sustenance
  • Set resolutions to strengthen your Grange and community
  • New Junior Director, Youth Team set the path for engagement and growth
  • Grange Heirloom
  • Grange Member Benefit: American Income Life
  • Grange Store: #GrangeStrong Socks

Click the button below to read and/or subscribe to Grange Today!

Read THE Current Issue
Subscribe to Grange Today!

Note that all recent issues are available on the National Grange Website. To save server space, we only post the table of contents on the MSG Website.

Fraud Watch-Credit Repair Scams

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

Overwhelmed by holiday bills? You’re not alone — and you don’t have to face your debt alone either. The New Year is the perfect time to take control of your finances — but beware of criminal scammers offering quick fixes that are too good to be true.

Scammers often exploit financial stress by promising instant relief or quick results to become debt-free. These schemes typically involve up-front fees, bad advice like avoiding your creditors, or vague claims about what services they actually provide.

Before committing to a debt relief service and providing your sensitive personal information, research reviews and check for complaints with organizations like the Better Business Bureau to ensure their credibility. If you need help getting out of debt, turn to an organization like the Nonprofit National Foundation for Credit Counseling.

Be a fraud fighter! If you can spot a scam, you can stop a scam.

More Topic Resources

AARP Fraud Watch Network

Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

Click below to share this post