Fraud Watch- Utility Scams

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

As temperatures drop in many states, criminals are turning up the heat on their deceptive tactics. While utility scams happen year-round, scammers are especially active when customers rely on these essential services to stay warm and safe.

They pose as utility companies, claiming you’re behind on your bill, and threatening to cut off service unless you make an immediate payment. Their goal is to trigger panic. When fear takes over, it becomes harder to think clearly, and they hope we stay in that state of panic just long enough to push through a payment.

If you receive an unexpected call claiming your service will be shut off, hang up. Then contact your utility provider directly using the customer service number on a recent bill or by logging into your account online. In most cases, you’ll find everything is in good standing.


Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork.

AARP Fraud Watch Network

Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

Grange Today! 1-23-2026

The Newsletter of the National Grange

Articles in this edition include:

  • National Grange Announces Rural Life Initiative: “Bridging the Gaps” Grants
  • Tune in for the Strategies to Strengthen Our Communities webinar series
  • Help shape the future of the Grange
  • New National Junior Grange Director appointed
  • View from the Hill: National Grange Policy & Issues Updates
  • Celebrate the Semiquin with America250: A Guidebook for Granges
  • Join the Grange Foundation’s Common Routes Challenge
  • Apply for the Ernestine Keiser Memorial Scholarship
  • Recipes from the Heartland
  • How to Live to be 100 Years Old
  • Grange Store: Guidelines for Grange Leaders
  • Grange Store: People, Pride and Progress
  • Member Benefit: StartHearing
  • Grange Store: Grange Jewelry

Click the button below to read and/or subscribe to Grange Today!


Note that all recent issues are available on the National Grange Website. To save server space, we only post the table of contents on the MSG Website.

Communications Column – January 2026

By Walter Boomsma
207 343-1842
Communications Director

Some Changes and Reminders

As we begin a new calendar year, I’ll share some changes we are making and offer a few reminders that should be helpful. And I probably won’t resist including some accomplishments!

There will always be some challenges with the relationship between the Bulletin and the website. They are two very different media. (Think about the difference between reading a newspaper and getting news online.) One minor change we are working on involves the use of photos, particularly with monthly columns. While photos work well on the site, they simply do not reproduce well in the printed Bulletin. Therefore, we’ll either eliminate photos from the Bulletin or replace them with line art.

Speaking of that difference in media, we will continue the content shift we started several years ago. The website will continue to emphasize news, events, and the interests of local (subordinate) Granges. The Bulletin will be driven primarily by monthly columns and reports—still appropriate for local Granges, but not as time-sensitive.

We’ll continue to encourage subscriptions to the website. The number of people subscribing to the site has been steadily increasing. We have at least 10% more subscribers than we did a year ago, and that number continues to grow! Let’s continue that trend. As many have said, with a monthly Bulletin and monthly meetings, the site is one way to stay connected to the Grange on a regular basis. We work at keeping posts relevant and timely—no spam and no complicated algorithms deciding what you should see! Your subscription is confidential. We don’t share your contact information with others. Subscribing (and unsubscribing) is easy-peasy.

Technology advancements often help us, but they can also create more challenges. The use of A.I. (Artificial Intelligence) is currently near the top of the list! As a reminder, we should all use AI very deliberately. It doesn’t always get things correct or complete. Bear in mind, you may be using it unknowingly. If, for example, you search the Internet, the results are generated by automation. One of the major concerns with AI is diminished critical thinking among users. Don’t let this happen to you. As a quick example, I have used spell and grammar checking for a long time, but I always review suggested changes to make sure AI has not changed the meaning of what was written. In short, keep your brain active. Don’t let AI do your thinking for you!

We will continue purging the site of posts and columns that are over 2 years old. This may result in some broken links, but it will keep the site up to date and manageable. It also reduces server space. If you experience any problems, please let me know!

Note that our policy regarding Fraternal Concerns has not changed. “We will not, therefore, post Fraternal Concerns regarding sickness and death. Exceptions may be made when concern involves a current or past state officer or other person well-known throughout the state. This policy also avoids potential privacy issues.” The entire policy is available on the website on the Program Books and Information Page. Please submit any fraternal concerns, but understand the need to limit publication.

I’ll continue to report changes and reminders. While this is not a paid position, I truly believe that I work for you, Grange Members in Maine. If you have concerns, questions, or ideas, please let me know. Remember to submit your Grange’s events and news!


FACT: In 2025, over 250 columns and posts were added to the website! 10,000 emails were sent to subscribers and ODDs using our automated system!

Communication Shorts 01-17-2026

By Walter Boomsma,
MSG Communications Director
207 343-1842

Communication Shorts are brief (short) but important items posted for your information and use. Please send us your ideas and thoughts!

January Bulletin

The January Bulletin is now complete and available for download. Recent issues of the Bulletin can be found on the Program Books and Information Page in the communications section.

Have You Changed This?

The Maine State Grange Office is located at 36 Anthony Avenue, Suite 102, Augusta, ME 04330. The email address is mainestategrange@gmail.com.

To ponder…

“Success is not final, failure is not fatal: it is the courage to continue that counts.”

Winston Churchill

An Idea for Your Grange

Have you started planning for Grange Month in April? It’s a great opportunity to do something special, and it will be here soon! Don’t forget to submit your events and news!

ODD Directory Change

The online ODD Directory and Print Directory are being changed. Please note that the correct email for Nate Pennell is Pennella@yahoo.com.

Waz up?

Don’t forget to submit your special events and programs for our event calendar! We want people to know the Grange is thriving!

Subscribe!

Remember, we don’t share your email address with anyone, and you get a weekly summary of what’s been posted. Subscribe here! Share that link with your members and Grange friends!

Online Directories Available 24-7

Thanks to those who help us keep these directories current by letting us know of changes!

  • The Directory of Granges features all Granges in the state with a contact person. Please make sure your listing is correct! Visitors to the site frequently consult these directories.
  • The ODD Directory features all state officers, directors, and deputies, along with their contact information. Updated January 16, 2026.

Fraud Watch- Credit Repair Scams

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

With rising costs and economic uncertainty, many of us are looking to start the new year by taking more control of our finances and tackling lingering debt. But paying down what you owe takes time, discipline, and a clear plan—not quick fixes. Be cautious of offers that promise guaranteed results or fast debt elimination.


Scammers often target consumers with significant credit card debt, claiming they can negotiate with creditors to reduce what you owe. hThese operations typically charge hefty fees and deliver little—or no—help. Some even advise you to stop communicating with your creditors, which can make your situation worse.

If you or a loved one need help getting out of debt, turn to reputable organizations like the nonprofit National Foundation for Credit Counseling (www.nfcc.org). They can offer real guidance without hidden fees or false guarantees.


Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork.

AARP Fraud Watch Network

Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

Grange Today! 1-9-2026

The Newsletter of the National Grange

Articles in this edition include:

  • A New Year’s Resolution for your Grange
  • Growing Skills, Growing Futures
  • Grange Heirloom for January
  • National Grange welcomes back Youth Director
  • Pet Food Drive: A Share Your Project’s Story Submission
  • Have You Been Affected by Affordable Care Act Changes? We Want to Hear From You
  • Make Project Sustenance part of your Grange’s 2026 Resolutions
  • Support the Grange Foundation through the Common Routes Challenge
  • Granwest: Modernizing for Western Communities
  • Recipes from the Heartland
  • Advocacy Alert: Pass the Medicare Multi-Cancer Early Detection screening Coverage Act
  • Digital Therapeutics Offer Hope to Rural Residents
  • Member Benefit: MemberDeals
  • Grange Store: Grange Jewelry

Click the button below to read and/or subscribe to Grange Today!


Note that all recent issues are available on the National Grange Website. To save server space, we only post the table of contents on the MSG Website.

Fraud Watch- Fake Jobs, Real Losses

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

If your New Year’s resolutions include finding a new job, work-from-home opportunities may sound appealing. While many remote positions are legitimate, some aren’t what they appear to be. Criminals often pose as legitimate employers on job boards, social media, or send unsolicited texts, promising easy money, flexible hours, and a quick hiring process.

What they’re really after is  personal information or our  money by asking  to pay upfront for “training,” purchase expensive equipment, or provide sensitive details—such as your Social Security number—as part of the application.

Be cautious of sudden, unusually high-paying opportunities that require little to no experience. Avoid sharing personal data until you’re certain the job offer is legitimate and take time to research the company by searching its name along with the words scam, complaint, or fraud. If you see concerns from other job seekers, consider it a clear red flag.


Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork.

AARP Fraud Watch Network

Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

President’s Perspective – January 2026

Sherry Harriman,
Maine State Grange President/Master
207 490-1029

The following is an overview of items that should be stressed at all meetings, following the manual (the most current version of the manual is 2023, but whatever year your manual is, it covers the needs of your meetings.) You may wish to add to or subtract from this list. We fully realize that conditions and situations vary with the different Granges.

Suggestions and Instructions for Grange Procedure

  1. Following the manual, instruct proper procedures for Opening and Closing in full form. To open in “full form” means to follow the prescribed Ritual / instructions in the Grange manual, for either traditional or alternative opening which includes opening the Bible, opening the implement case and the Salutation given (prescribed hand salute), Salute to the Flag, and the Charter in the hall. Business cannot be conducted outside the meeting then announced to the rest of the membership. All must have the opportunity to discuss and vote on all issues.
  2. The word “Ritual” means a set routine/pattern of conducting the meeting each time you meet.
  3. Your Grange is required to meet at least once a month and open the meeting in full form. You may meet more than once a month as desired, but must open in full form every time.  (A minimum of 7 of your members must attend for a quorum to hold a legal meeting.)  
  4. Stress the importance of beginning meetings on time and ending at a reasonable time.
  5. If only 7 members are present the following Officers are to be filled:  Master, Overseer, Steward, Assistant Steward or Lady Assistant Steward, Chaplain, Secretary and Gatekeeper.
  6. Prospective members may sit in on a meeting, but do not count toward the quorum.
  7.  Emphasize the importance of committing parts to memory, (but not required) especially for Opening and Closing, the Obligation Ceremony and Degrees when conferred.
  8. Demonstrate Grange Salutation. Demonstrate the Voting Sign.  (Read the specific instructions from the Code Book on how to make the Signs and Salutation properly.) Encourage and assist with reading from the Code Book.  (The secret work of the Grange) 
  9. Demonstrate Flag Presentation, Balloting, & Draping the Charter. Do you need instructions?
  10. Stress the importance of prompt advance payment and collection of dues. Encourage the Secretary and the Grange to make every possible effort to retain a member. Delinquent members should have 3 notices, one a personal contact, before they are suspended. Suspension may only take place upon vote of the Grange at a regular meeting.
  11. Granges are to keep their by-laws up to date, in writing, (a copy to be on file at State Office).  Changes may be made after the initial reading of the proposed change, the vote is taken at a subsequent regular meeting, opened in full form with a quorum. Changes must be made with a 2/3 vote of those present and voting of the Grange. After the vote to adopt, the changes must be submitted in writing to the State Master for approval. Are your by-laws up to date? Does MSG office have a copy?t write out the current section of the by-law(s) and write out what changes are to be made.
  12. All funds go through the Secretary regardless who is holding the money, and should be reported by a specific committee or under “Bills and Accounts” at every meeting. All Grange and committee accounts are to be audited at least yearly by either the finance committee or the Executive Committee of the Grange. All Grange accounts should have at least two (2) signers, from different households, on each account and all persons who handle monies are required by our by-laws to be bonded. Do you have a plan for fundraising? What are your goals and needs?
  13. The minutes of the meetings must be read and adopted at the same meeting or adopted at the next consecutive meeting as the third order of business, while open is full form. The minutes of open meetings are included in the next meeting minutes. 
  14. When you ask “Have reports to Pomona and State Grange been duly and promptly made?” This covers quarterly dues reports but also includes year end reports of committees, requests for roster information, survey and any other information requested  by Pom or State Grange.
  15. Are your Committees active and reporting? After elections are completed, the Master selects or appoints the chair for the needed committees, the appointed chair takes over upon Installation of officers and they remain chair until the next election & installation. The Master can appoint their committee or the Chair can make their own selections.
  16. The Gatekeeper may come into the hall after the completion of the Flag Presentation during the Opening after the Master has rapped the gavel to seat the Grange. (The Gatekeeper should go to the anteroom during the opening ceremony to take the outer gate password from members who arrive late and when candidates go out at the start of the degree.)
  17. Balloting for candidates may only be done at a regular meeting with a quorum present. Presentation of applications, balloting and obligation/degree work may be at the same meeting.
  18. Candidates who are waiting for obligation/degree work may come into the hall for the opening.
  19. The Grange must be opened in full form for Degrees, Obligation Ceremony and Welcome Ceremony, even at a separate Degree Day where all degrees are done on the same day.
  20. The Obligation Ceremony and Welcome Ceremony may be used in all Granges, but full Degrees (degree means a level in the Grange) are recommended to be viewed or read thru by the Grange. However, since it is harder and harder to get a team together or to take your candidates somewhere else, encourage the Grange to read aloud through each Degree, even one degree at a time at 4 different meetings. This gets everyone involved and is less overwhelming than viewing the degrees all at once. Don’t keep the prospective members waiting. *(There is a Pomona Obligation Ceremony also.)
  21. Installation of Officers may be handled by your own Grange.  Encourage joint installations. There is an alternative Installation Ceremony now available for use, it is about half the length of the original ceremony, but still gives the Officers duties and instructions. The Installation Ceremony could be more informative to the members and the Officers, if each Officer take turns reading the charges at other times besides the Installation meeting.  It could be spread out over several meetings giving more time to absorb the messages.
  22. Encourage community service and participation in the Community Service contest; at least send in the Community Service Report form, even if you are not doing a lot.
  23. Encourage participation in various contests, attending other meetings, conferences, etc.
  24. Encourage the Grange to send a listing of upcoming meetings and events for the Maine Grange Bulletin and website, at least two months in advance with reminders. And report afterwards. *Encourage members with internet to subscribe to the Maine State Grange Website.
  25. Encourage Open House and Booster Night meetings during the year or Grange Month as good Grange promotion. Promote good publicity — Grange newsletter, press, radio, etc.
  26. There are many published items to help in your work, items may be requested on the National Grange Website or the Maine State Grange website.
  27. Encourage your membership to get involved with Junior activities (includes ages 5 – 14) even if the Grange does not have a Junior Grange. Children and Grandchildren may join the Junior plus 1 program. Handled at the Subordinate Grange.
  28. Guest speakers and visitors are welcome to sit in on a meeting even during the full opening. Prospective members may attend a meeting.

                 ~ ~ ~ We wish you much success.  ~ ~ ~

Communication Shorts 01-04-2026

By Walter Boomsma,
MSG Communications Director
207 343-1842

Communication Shorts are brief (short) but important items posted for your information and use. Please send us your ideas and thoughts!

January Bulletin

Deadline for the next Bulletin is January 14, 2026. Recent issues of the Bulletin can be found on the Program Books and Information Page in the communications section.

To ponder…

Be at war with your vices, at peace with your neighbors, and let every year find you a better person.

Benjamin Franklin 

An Idea for Your Grange

Write an annual report of your Grange’s activities and accomplishments. Submit it for consideration in your town’s annual report. And submit it for publication on the Maine State Grange Website.

January Tasks

It’s actually a bit late, but is your roster information current? Once the new roster is out, we’ll be updating the online directory. Let’s keep it current!

Waz up?

Don’t forget to submit your special events and programs for our event calendar! We want people to know the Grange is thriving!

Don’t Shoot the Piano Player!

He’s playing as fast as he can. With the move and the end of the year, there’s a lot to be done on the site. Recent illnesses in the Boomsma household have been taking a toll! The docs keep reminding us that we’re not as young as we used to be and that it will take time. We’re gainin’! (If you see something that needs fixing, let us know!)

Subscribe!

Remember, we don’t share your email address with anyone, and you get a weekly summary of what’s been posted. Subscribe here! Share that link with your members and Grange friends!

Online Directories Available 24-7

Thanks to those who help us keep these directories current by letting us know of changes!

  • The Directory of Granges features all Granges in the state with a contact person. Please make sure your listing is correct! Visitors to the site frequently consult these directories.
  • The ODD Directory features all state officers, directors, and deputies, along with their contact information. Updated November 15, 2025.

Fraud Watch- Spot Fake Charity Donation Scams

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

As the year winds down and the season of giving sets in, many people look to support causes they care about—but telling a legitimate charity from a fake one can be tough. While reputable organizations make their year-end push for donations, criminals also take advantage of this opportunity to line their own pockets.

Common signs of a charity scam include requests for payment via gift cards, wire transfers, or cryptocurrency, as well as high-pressure demands to donate immediately. Legitimate charities may also encourage timely giving, but they will welcome your support at any time.

To help ensure your donation reaches those who truly need it, do your research. Check organizations on sites such as give.org, CharityNavigator.org or CharityWatch.org to confirm legitimacy and find out how much of the funds are used to serve its stated mission versus overhead and fundraising.

Pay close attention to the charity’s name and web address, as criminals often mimic the names of familiar, trusted organizations to deceive donors. Also, be cautious of links in unsolicited emails, texts, or social media messages, which can lead to fake donation websites and expose your device to malware.

When you do donate, use a credit card. It’s easier to track your contribution, and if your card is misused, you have protection against loss. To avoid feeling pressured by unexpected solicitations, consider having a set list of charities you support. That way, you can give confidently and on your own terms.


Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork.

AARP Fraud Watch Network

Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.