Fraud Watch- National Consumer Protection Week

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

It’s National Consumer Protection Week—and while AARP is focused on protecting consumers year-round—this is a good time to highlight some key consumer protection tips.

Make certain to use strong and unique passwords on all online accounts – look into password managers as an easier way to tackle this challenge. Where offered, use multi-factor authentication, where you receive a code by text, phone, or installed app, to add a layer of protection beyond your username and password. Rather than clicking links from texts and emails from your bank or from businesses you have accounts with, go to your app if you have one, or to a web browser and type the address in yourself—that way you know you are going to the legitimate site. Also, freeze your credit with the three main credit reporting agencies – TransUnion, Experian and Equifax – to block attempts to use any of your sensitive personal information that may have been exposed to open accounts in your name. Learn how at annualcreditreport.com/securityFreezeBasics.action.

Be a fraud fighter! If you can spot a scam, you can stop a scam.

AARP Fraud Watch Network

Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

Mill Stream Grange Gets the Word Out!

Mill Stream Grange members Lisa Goucher (back row left)  and  Jill Sampson  (back row right) presented dictionaries to Carolyn Watkins’ third grade class at Mt. Vernon Elementary School on February 5th.  The students were enthusiastic about learning different ways to use the dictionaries, including the longest word, information on states, the Presidents, and the planets.  Each student was given a chance to sign their name after being shown the sign language chart. This is always the most popular part of the presentation. It was a fun learning experience for all!

Communication Shorts 3-1-2025

By Walter Boomsma,
MSG Communications Director
207 343-1842

Communication Shorts are brief (short) but important items posted for your information and use. Please send us your ideas and thoughts!

March Bulletin Available Coming Soon!

The March Bulletin deadline is March 14th! Submit those posts and columns now! Recent issues of the Bulletin can be found on the Program Books and Information Page in the communications section.

National Grange Contest Updates

In the most recent issue of Grange Today! (see page 8), National Grange announced a number of changes to contests, including some that are dropped altogether. Directors and Chairs in Maine will be reviewing these to see what impact there might be on Maine Contests.

Grange Month!

Time’s a wastin’! As noted earlier, the National Grange did not release the traditional resources such as sample press releases. If I can help you and your Grange with publicity for the month, let me know! But don’t forget, every month can be Grange Month if we remember to celebrate!

A Favorite Poem

“The codfish lays ten thousand eggs.The homely hen lays one.
THe codfish never cackles to tell you what she's done.
And so we scorn the codfish, while the humble hen we prize,
Which only goes to show you that it pays to advertise!"

Nikhil Sharda

Is your Grange a codfish for a hen? Can we hear some cackling? What’s your news! When’s your next event?

Words for Thirds

We continue to add to the resource pages. Most recently, we’ve added an article describing how to do a “Dictionary Race‘ with the kids when you hand out dictionaries. It’s fun! Everybody wins!

Consider this Idea!

Have you considered planning a spring spruce up for your hall? Make it a community event! Plan the activities so people can choose what to help with… and don’t forget to include a rain date! Make it a cabin fever reliever! Think big! Invite contractors! Take before and after photos!

Think about this!

“Fun is not an activity, it is a state of mind.”

 Bryant McGill

Online Directory of Granges

Our online directory of Granges has been updated based on the current roster. As time permits, we’ll be adding additional contact information. Our goal is to have at least two contacts available for every active Grange!

Online Directories Available 24-7

  • The ODD Directory features all state officers, directors, and deputies with contact information.
  • The Directory of Granges features all Granges in the state with a contact person. Please make sure your listing is correct! Visitors to the site consult these directories often.

Fraud Watch- Getting Help After a Scam

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

Dealing with fraud in the aftermath can be fraught – not knowing where or if you should report (you should – it’s a crime), feelings of shame (even though it’s not your fault – blame the perpetrator), and an often-overwhelming emotional toll – let alone the financial impact.

One resource is the AARP Fraud Watch Network Helpline. Every weekday from 8:00 a.m. – 8:00 p.m. EST, trained AARP volunteer fraud fighters are helping victims and their families understand what happened, report the crime, and plan next steps to put their lives back together. That number is 1-877-908-3360.

AARP also offers an online small group victim support program to help address the emotional harm fraud victimization causes. These conversations are completely confidential and are a wonderful way to receive support from others. Sign up for a session today at aarp.org/fraudsupport.

Experiencing a scam can be devastating, but it doesn’t have to define you. If you or someone you know has been the victim of fraud, make sure to file a report with local police; among other things, this may be useful in the event restitution becomes possible down the line.

Be a fraud fighter! If you can spot a scam, you can stop a scam.

AARP Fraud Watch Network

Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

Coming Soon! Degree Day 2025!

What a great way to end Grange Month–a celebration of membership and Grange Tradition that includes the ritual of the First Four Degrees!

This should be on the calendar of every Grange in the state as a potential activity! To keep things manageable, select someone in your Grange (usually the Master/President) to organize a “carpool” to MSG Headquarters on Sunday, April 27, 2025. Remember, the Degrees aren’t just for new members! When these days were more common, it was not unusual for a group to join whoever had the biggest vehicle for a trip to the hosting Grange and an opportunity to discover (or rediscover) what the Grange Way of Life is all about.

While a “reservation” isn’t required, it will facilitate planning if we can have some idea of how many are attending. But first we need to get the word out!

We have two posters/flyers available for you! Downloading is easy-peasy. Just click the link!

Both are also available in the Communications Section of the Program Books and Information Page.

Since it’s already close to the end of February, there’s not much planning time left! Print and distribute flyers (especially to new members) and see what you can put together!

Additional information is available from Chief Deputy Maynard Chapman. Send him an email, or call and leave a message at 207 312-5591. It wouldn’t hurt, certainly, to ask him what you can do to help!

Fraud Watch- Gift Card Balance Scams

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

The holidays have passed, and for many, that means a stack of gift cards just waiting to be used. But before you check your balances online, beware of fake gift card balance-checking sites designed to steal both your post-holiday joy and your money.

Just because a website to check your gift card balance appears at the top of internet search results does not mean it’s legitimate. Search results can be filled with fraudulent gift card balance-checking sites, and scammers are constantly finding new ways to get their pages to show up at the top of results.

A safer way to check the balance of a gift card is to refer to the back of the card for a phone number or web address. If it’s not provided, proceed with caution. Avoid entering your gift card details into any search result labeled as “Sponsored” or “Ad.” In addition, be cautious of any site title that appears in wacky fonts or next to odd emojis; this is a common tactic scammers use to make their fraudulent web pages both visually pop and appear towards the top.

    Be a fraud fighter! If you can spot a scam, you can stop a scam.

    AARP Fraud Watch Network

    Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

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    Ocean View Grange Spreads More than Dictionaries

    Ocean View Grange is located in St George (Port Clyde), Maine

    When Ocean View Master Larry Bailey reported on their successful Dictionary Day, even he may not have realized the full impact. He subsequently received an email from one of the teachers with an invitation to attend a “Community Meeting” at the school hosted by the third grade. One of the items on the agenda was a “quick thank you for your dictionary donations.”

    Obviously, he went!

    He was happy to report, “I admit I was genuinely impressed by what I saw and felt. The energy and excitement were palpable, the kids were clearly happy to be part of the program, and the teachers handled the huge crowd perfectly. The young speakers/announcers were great, the music was certainly upbeat and well done. I was especially taken with the videos some of the students filmed. They were classics and made me laugh…especially the one number one winner. Creative is an understatement for all of them.”

    School District Superintendent Mike replied, in part, “…thanks again to the entire Grange for supporting our 3rd graders and school!  The students and teachers once again did a wonderful job running the community meeting.  It’s incredible to see the work our students and staff are doing, often in partnership with community organizations like the Grange!”

    These partnerships can indeed be incredible. They connect our Granges with our schools and communities in powerful ways with results that make a difference. Check out the Words for Thirds Resource Page. There’s still time to set up a Dictionary Day for a school near you during Grange Month (April), but you’ll need to get started soon. We’re here to help!

    Communication Shorts 2-15-2025

    By Walter Boomsma,
    MSG Communications Director
    207 343-1842

    Communication Shorts are brief (short) but important items posted for your information and use. Please send us your ideas and thoughts!

    February Bulletin Is Available!

    The February Bulletin is now available! Recent issues of the Bulletin can be found on the Program Books and Information Page in the communications section.

    Scholarship Updates

    We have finished updating the Maine State Grange Scholarship Page! You can always add or change information by contacting us, but we won’t be nagging you for a while.

    Online Directory of Granges

    Our online directory of Granges has been updated based on the current roster. As time permits, we’ll be adding additional contact information. Our goal is to have at least two contacts available for every active Grange!

    Words for Thirds

    Congratulations to Ocean View Grange — what a fantastic success story goes with their recent Words for Thirds Project!

    Consider this Idea!

    At least one Grange in Maine has had great success with using a “sign up” system for keeping their hall plowed. They number storms and people with plows pick which storm number they will handle.

    Think about this!

    “Winter is the time for comfort, for good food and warmth, for the touch of a friendly hand and for a talk beside the fire: it is the time for home.”

    Edith Sitwell

    Online Directories Available 24-7

    • The ODD Directory features all state officers, directors, and deputies with contact information.
    • The Directory of Granges features all Granges in the state with a contact person. Please make sure your listing is correct! Visitors to the site consult these directories often.

    Fraud Watch- Crypto Romance Scams

    MSG Communications Resources Logo
    Reprinted with permission from AARP’s Fraud Watch Network.

    In recent years, cryptocurrency scams have surged, with billions stolen annually. One of the biggest drivers of this trend? Romance scams. By building trust and forging deep emotional connections, scammers can manipulate their victims into making financial decisions they would not normally consider.

    If someone you’ve only met online claims they are making money with crypto and offers to help you do the same, it’s a scam – full stop. It does not matter how genuine they seem or what “proof” they attempt to show you; encouraging you to invest and claiming that you can make extraordinary returns in cryptocurrency is one of the surest signs of a modern-day romance scam.

    These criminals often pressure you to act fast, making it seem like you are about to miss out on a golden opportunity – another big red flag. The safest way to invest is to research opportunities to ensure they are legitimate and that you understand the risk as well as the potential. A good place to start is at the SEC’s site, www.investor.gov.

    Be a fraud fighter! If you can spot a scam, you can stop a scam.

    AARP Fraud Watch Network

    Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

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    Communications Column – February 2025

    By Walter Boomsma
    207 343-1842
    Communications Director

    Facebook and Social Media for Granges

    “Not everyone uses Facebook!” Yes, I hear that cry. In fact, most of the Grangers I know personally do not. However, National Grange is becoming increasingly enamored of it, and we do have some Granges in Maine with Facebook Pages and Groups. Therefore, I’m devoting just one column to some essential things you should know. Just this week, I had an inquiry about a message from a Grange received accusing them of a trademark violation. It was a scam. The general consensus is that scams are increasing on Facebook and in general.

    One prevalent one on Facebook concerns methods for you to “protect” what you post and limit what Facebook can do with it. In short, it doesn’t work. Since, as a writer, I frequently deal with copyright and intellectual property, I try to explain to people that if you post something on Facebook, you have given up all control of it. The minute you use FB, you’ve agreed to their TOS (terms of service), which no one ever reads. That means you’ve agreed they can use anything you post pretty much in any way FB sees fit. The TOS is effectively a contract between you and them.

    Because of this, If I write something that I want to keep the rights to, I only post it on the website I own. I may post a link to the article on Facebook, but not the article itself. That doesn’t stop someone else from posting it. Now, if they do post the article, THEY (the person who posted my article) have violated MY copyright. Facebook is not guilty or responsible. Remember, Facebook has the right to anything posted, and you can’t change that agreement! (One reason they are claiming not to fact-check is liability reduction.)

    If this happens, I could sue the person who posted it, but Facebook is pretty much off the hook. The point here is to understand the media you are using and use it responsibly. Simply put, you do not have the right to distribute someone else’s property without their permission. Think twice before posting something you don’t “own” on Facebook or other social media. The simple workaround is to post a link to the original material and not the material itself. Contrary to popular opinion, Facebook is not your friend. They don’t exist just so you can stay in touch with friends. In fact, the more “friends” you have, the better it is for them—even if those friends aren’t who you think they are.

    That leads us to a second important point. You really should consider hiding your friend list on Facebook. When you are hacked or cloned (there is a difference), the person doing it is not after you; they are after your friends. When you leave your friend list available to the public, you only make Facebook happy while exposing your friends to more scams. It’s like saying, “These people are my friends—if you pretend to be me, you might be able to take advantage of them!

    I’ll admit that I am not a huge fan of social media, but it can serve some great purposes. But it should be used cautiously and consciously. That’s not always easy, and it’s important to remember that Facebook’s and your interests do not always align.

    One of the attractions of Facebook is how easy it is to use. I know someone who almost everyday posts, “Does anybody know what the weather will be like today?” I’m always tempted to answer, “Yes! I checked the NOAA forecast!” Easy doesn’t mean safe or smart. You have been warned! (By the way, most scams are easy to fall into; that’s why they work!)

    Note the Maine State Grange Communications Handbook includes the National Grange Social Media Code of Conduct and a number of resources and communication ideas.

    ► FACT: Did you know that the MSG Communications Handbook includes a list of daily and weekly newspapers in Maine with contact information?