Category: Community Service

If you own a home, you’ve probably received a solicitation saying, “We want to buy your house.” The offer may sound appealing, but it’s often not in your best interest.

These sell‑your‑home schemes often target older homeowners who are likely to have significant home equity. The bad actors search public records for foreclosure filings, divorces, or recent deaths to identify homeowners who may be under financial or emotional stress.

They frequently rely on high‑pressure sales tactics and misleading claims—including misrepresenting the value of your home, exaggerating market conditions to create a false sense of urgency, or even suggesting you may owe back taxes.

Even promises to buy homes “as is” can be misleading. In some cases, buyers later back out of that pledge and demand repairs before completing the sale, leaving the seller responsible for costly fixes after all.

If you’re thinking about working with a “We Buy Homes” company, know the true value of your home, understand what you’re signing, and get legal advice before moving forward.

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Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork.

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IRS impostor scams tend to spike during tax season, and a new change in how refunds are issued could create added confusion and opportunities for scammers.

Starting this year, the IRS will only issue tax refunds electronically as the federal government moves away from paper checks. Changes like this are often used by scammers to make their messages sound more believable.

Scammers impersonating the IRS may contact you claiming they need your banking information to “update your refund details” because of the new rule. Know that the IRS generally will not call, text, or email you. Rather, the agency will send a letter to the taxpayer’s last known address explaining next steps or requesting additional information.

If you’re unsure whether a message is legitimate, don’t engage. Instead, confirm your tax refund or payment status by contacting the IRS directly using a trusted phone number from an official IRS letter, or by logging in to your IRS Online Account if you have one.

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Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork.

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It’s National Consumer Protection Week, and while AARP works year‑round to help protect people from fraud, this is a good time to talk about how and why to report fraud.

Fraud is widely underreported in this country. Sometimes, people don’t realize that fraud is a crime. Other times, victims don’t report because of undeserved feelings of shame or embarrassment. The lack of a single, centralized reporting system may also deter reporting. Here is some guidance on where you can report.  

Your bank: If you recognize a scam right away and it involves your financial institution, contact them immediately. They may be able to stop or reverse transactions, or freeze your account to help prevent additional payments or withdrawals by scammers.

Local law enforcement: Filing a report creates an official record, which may be helpful for future restitution. Reporting also matters because the more people who come forward, the more information law enforcement has to identify patterns and catch criminals.

The feds: You can also report scams to the FBI’s Internet Crime Complaint Center at ic3.gov. While federal agencies don’t typically follow up on individual cases, these reports help them track trends and better understand the scope of the problem.

Lawmakers: Consider sharing your experience with lawmakers — including local legislators, your state attorney general and Members of Congress. The more they hear directly from constituents about fraud, the more likely they are to take action to address it.

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Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork.

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Planning a winter escape? Don’t let criminals ruin your trip with bogus deals, fake booking sites, or schemes designed to steal money or personal information.

Scammers create fake vacation rental listings, apply pressure to pay upfront through wire transfers, gift cards, or other hard-to-trace methods. If a host asks you to pay outside the official platform, it’s a scam.

Be cautious of steeply discounted offers and use a credit card whenever possible for added fraud protection. Before booking, verify the company or property. Search the name along with keywords like “scam,” “complaint,” or “review” to see if other travelers have reported issues.

Staying alert and taking a few extra steps can help ensure your winter getaway is safe, fun, and scam-free.

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Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork.

Government Imposters Rampant

The AARP Fraud Watch Network Helpline (877-908-3360) has seen a rise in impostors pretending to be government officials.

Scammers are calling people, making claims like there’s a warrant for their arrest, their identity was used to buy child pornography or launder money, or that the FBI needs their help to catch a thief. These criminals seek to get your money by wire transfer or crypto kiosks. Some even use the real names of FBI agents or sheriffs to appear legitimate when you search online.

Remember that government officials will never contact you unexpectedly to seek payment in any form. If you receive a contact like this, disengage, and if you’re worried there may be a problem, contact the agency at a number or web address you know to be legitimate.

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Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork.

You don’t have to be looking for love to be targeted by a relationship scam. Increasingly, perpetrators take the friendship route, building deep connections over time, starting by claiming they share your interests, experiences, or struggles.

They may initiate contact by commenting on your social media posts, reaching out through direct messages, or even sending what seems like a text sent by mistake. Over time, they earn your trust before asking for money or pitching an investment opportunity.

Because these relationships appear platonic, they can be harder to recognize. Red flags include pressure to move conversations to encrypted apps and eventually urgent requests for money or encouragement to invest in cryptocurrency.

Make it a habit to talk to a friend or family member when new relationships bloom. Together, you may be able to see signs of a scam that you couldn’t see alone.

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Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork.

Tax season is stressful enough, and scammers take full advantage of that with IRS impostor schemes.

They reach out, claiming you owe back taxes and threaten legal action if you don’t pay immediately. These messages are designed to create panic and push you to act fast, often demanding payment by wire transfer, gift cards, or cryptocurrency — all guaranteed signs of a scam.

Unless you’re already working with the IRS on a tax issue, the agency will generally not contact you, and if they do, it’s typically by mail first.

When in doubt, disengage and verify by contacting the IRS directly using a trusted number from an official letter or IRS.gov — never one provided in a suspicious message.

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Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at aarp.org/fraudwatchnetwork.