Fraud Watch- Avoiding the cruise to nowhere

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

Winter is still here and many of us would do just about anything to find some warm weather. Enter the cruise scam. Many of these trips to nowhere literally pop up online as a “free” incentive or a can’t-miss deal. What they really are is an attempt to steal your information or your money.
Here are three tips for avoiding a cruise scam when shopping for your spring getaway.

  1. Beware of starting with a search engine: Scammers buy ads and use fake websites to appear at the top of results. Consider starting your search on trusted cruise line websites instead.
  2. Check the source: If you receive unsolicited cruise offers, investigate the company to verify its legitimacy, ask questions and study the fine print before booking.
  3. Pay with a credit card: If you’ve done your homework and are ready to make the investment, credit cards offer the strongest and most immediate fraud protection.

Be a fraud fighter! If you can spot a scam, you can stop a scam.

AARP Fraud Watch Network

Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

Fraud Watch- National Consumer Protection Week

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

It’s National Consumer Protection Week—and while AARP is focused on protecting consumers year-round—this is a good time to highlight some key consumer protection tips.

Make certain to use strong and unique passwords on all online accounts – look into password managers as an easier way to tackle this challenge. Where offered, use multi-factor authentication, where you receive a code by text, phone, or installed app, to add a layer of protection beyond your username and password. Rather than clicking links from texts and emails from your bank or from businesses you have accounts with, go to your app if you have one, or to a web browser and type the address in yourself—that way you know you are going to the legitimate site. Also, freeze your credit with the three main credit reporting agencies – TransUnion, Experian and Equifax – to block attempts to use any of your sensitive personal information that may have been exposed to open accounts in your name. Learn how at annualcreditreport.com/securityFreezeBasics.action.

Be a fraud fighter! If you can spot a scam, you can stop a scam.

AARP Fraud Watch Network

Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

President’s Perspective – March 2025

By Sherry Harriman,
Maine State Grange President/Master
207 490-1029

Non-members at Meetings

A question has been asked about non-members visiting or sitting in a meeting of the Grange. There are a couple of sections in The National Grange Digest of Laws 2025 edition that deal with this question.  

Chapter IV  BY-LAWS OF THE NATIONAL GRANGE OF THE ORDER OF PATRONS OF HUSBANDRY

4.10.4 Authority of Masters 

The Masters of Subordinate and Pomona Granges are answerable to the Master of the State Grange having jurisdiction over said Subordinate or Pomona Granges. 

The right to make Rulings, as to Grange Laws and Usage, is vested solely in the Masters of the various Granges of the divisions of the Order.

Chapter XI  CODE OF RITUAL, DEGREES, AND REGALIA

Grange Meetings

11.8.11 Non-members may be allowed to observe the opening and closing ceremonies of the fourth degree and all aspects of a business meeting conducted in the fourth degree. Any member may object to the presence of non-members during balloting on candidates or balloting on accepting reinstatement or demits into Grange membership. 

State Master/President’s Comments: As a visitor, they would not be allowed to participate in discussions on motions or vote on any issues to come before the Grange. If they are there for a presentation or as a speaker, then that is a different situation.  An additional question along the same line is how many times may they visit without becoming a member? There is no specific timeframe outlined in the by-laws, however, as Master/President of the Maine State Grange, my opinion or ruling would be — not more than three (3) visits to check things out. They should not be allowed to visit indefinitely without membership.

Membership numbers. Each Grange is required by the By-Laws of the National Grange to maintain a minimum of 13 members to retain your Grange Charter. It is up to each Grange to keep that minimum, and it is up to you as members to ask others to join your Grange. The Maine State Grange cannot get you Grange members. 

A Degree Day with the first Four Degree Ceremonies being fully conferred, will be held on April 27, starting at 1:00 pm at the State Grange building at 146 State Street, Augusta.  You must have submitted an application to the local Grange you wish to join or you must have already been given the Official Obligation Ceremony or Official Welcome Ceremony to view the Degrees. The word Degree refers to the level of the Grange, the first Four Degrees are for the Subodinate/Community level with lessons based on Agriculture and the seasons of the year. If you are already a member, you are welcome to attend the degree. We hope to see a good group of candidates again this year and many members too. 

Communication Shorts 3-1-2025

By Walter Boomsma,
MSG Communications Director
207 343-1842

Communication Shorts are brief (short) but important items posted for your information and use. Please send us your ideas and thoughts!

March Bulletin Available Coming Soon!

The March Bulletin deadline is March 14th! Submit those posts and columns now! Recent issues of the Bulletin can be found on the Program Books and Information Page in the communications section.

National Grange Contest Updates

In the most recent issue of Grange Today! (see page 8), National Grange announced a number of changes to contests, including some that are dropped altogether. Directors and Chairs in Maine will be reviewing these to see what impact there might be on Maine Contests.

Grange Month!

Time’s a wastin’! As noted earlier, the National Grange did not release the traditional resources such as sample press releases. If I can help you and your Grange with publicity for the month, let me know! But don’t forget, every month can be Grange Month if we remember to celebrate!

A Favorite Poem

“The codfish lays ten thousand eggs.The homely hen lays one.
THe codfish never cackles to tell you what she's done.
And so we scorn the codfish, while the humble hen we prize,
Which only goes to show you that it pays to advertise!"

Nikhil Sharda

Is your Grange a codfish for a hen? Can we hear some cackling? What’s your news! When’s your next event?

Words for Thirds

We continue to add to the resource pages. Most recently, we’ve added an article describing how to do a “Dictionary Race‘ with the kids when you hand out dictionaries. It’s fun! Everybody wins!

Consider this Idea!

Have you considered planning a spring spruce up for your hall? Make it a community event! Plan the activities so people can choose what to help with… and don’t forget to include a rain date! Make it a cabin fever reliever! Think big! Invite contractors! Take before and after photos!

Think about this!

“Fun is not an activity, it is a state of mind.”

 Bryant McGill

Online Directory of Granges

Our online directory of Granges has been updated based on the current roster. As time permits, we’ll be adding additional contact information. Our goal is to have at least two contacts available for every active Grange!

Online Directories Available 24-7

  • The ODD Directory features all state officers, directors, and deputies with contact information.
  • The Directory of Granges features all Granges in the state with a contact person. Please make sure your listing is correct! Visitors to the site consult these directories often.

Grange Today! 2-28-2025

The Newsletter of the National Grange

Articles in this edition include:

  • Host a “Fun Day” for your Grange
  • Youth Department Updates Deadlines, Adds New Contests.
  • View from the Hill
  •  Commentary: The Definition of Rural
  • Grange Store: Grange Socks 
  • National Grange Program Updates for 2025
  • Help Shape Safety Standards for Power Tools – Apply to Join a ULSE Technical Committee
  • Grange Store: Grange Jewelry
  • Grange Member Benefit: Wyndham Hotels

Click the button below to read and/or subscribe to Grange Today!


Note that all recent issues are available on the National Grange Website. To save server space, we only post the table of contents on the MSG Website.

Fraud Watch- Getting Help After a Scam

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

Dealing with fraud in the aftermath can be fraught – not knowing where or if you should report (you should – it’s a crime), feelings of shame (even though it’s not your fault – blame the perpetrator), and an often-overwhelming emotional toll – let alone the financial impact.

One resource is the AARP Fraud Watch Network Helpline. Every weekday from 8:00 a.m. – 8:00 p.m. EST, trained AARP volunteer fraud fighters are helping victims and their families understand what happened, report the crime, and plan next steps to put their lives back together. That number is 1-877-908-3360.

AARP also offers an online small group victim support program to help address the emotional harm fraud victimization causes. These conversations are completely confidential and are a wonderful way to receive support from others. Sign up for a session today at aarp.org/fraudsupport.

Experiencing a scam can be devastating, but it doesn’t have to define you. If you or someone you know has been the victim of fraud, make sure to file a report with local police; among other things, this may be useful in the event restitution becomes possible down the line.

Be a fraud fighter! If you can spot a scam, you can stop a scam.

AARP Fraud Watch Network

Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

Fraud Watch- Gift Card Balance Scams

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

The holidays have passed, and for many, that means a stack of gift cards just waiting to be used. But before you check your balances online, beware of fake gift card balance-checking sites designed to steal both your post-holiday joy and your money.

Just because a website to check your gift card balance appears at the top of internet search results does not mean it’s legitimate. Search results can be filled with fraudulent gift card balance-checking sites, and scammers are constantly finding new ways to get their pages to show up at the top of results.

A safer way to check the balance of a gift card is to refer to the back of the card for a phone number or web address. If it’s not provided, proceed with caution. Avoid entering your gift card details into any search result labeled as “Sponsored” or “Ad.” In addition, be cautious of any site title that appears in wacky fonts or next to odd emojis; this is a common tactic scammers use to make their fraudulent web pages both visually pop and appear towards the top.

    Be a fraud fighter! If you can spot a scam, you can stop a scam.

    AARP Fraud Watch Network

    Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

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    Future Farmers Visit the Grange

    by Walter Boomsma, MSG Communications Director

    Photo of two Future Farmers Members
    Haley, FFA State President, and Mia, FFA State Treasurer, stopped by to explore mutual interests.

    Haley and Mia stopped by during the Ag Expo in Augusta to dispense some enthusiasm and explore the mutual interests between the Future Farmers of America and the Granges in Maine. Their interest in agriculture and farming is almost obvious, but the FFA is also interested in communities, leadership development, and education.

    During our brief conversation, I learned a lot about FFA. They’ve been around since 1928 (not Haley and Mia, obviously!) and are very much youth/student-driven. Did you know they have over one million student members nationally? Their focus on Agricultural Education is terrific. (We made sure they left with the MSG Ag Scholarship information!)

    In what is surely a strange coincidence, this is National FFA Week— ” a time to share what FFA is and the impact it has on members every day.”

    But wait, there’s more! We have a Zoom Meeting scheduled to explore ways the Grange and FFA might connect and benefit by knowing more about each other. Stay tuned! The best is yet to come!

    Ocean View Grange Spreads More than Dictionaries

    Ocean View Grange is located in St George (Port Clyde), Maine

    When Ocean View Master Larry Bailey reported on their successful Dictionary Day, even he may not have realized the full impact. He subsequently received an email from one of the teachers with an invitation to attend a “Community Meeting” at the school hosted by the third grade. One of the items on the agenda was a “quick thank you for your dictionary donations.”

    Obviously, he went!

    He was happy to report, “I admit I was genuinely impressed by what I saw and felt. The energy and excitement were palpable, the kids were clearly happy to be part of the program, and the teachers handled the huge crowd perfectly. The young speakers/announcers were great, the music was certainly upbeat and well done. I was especially taken with the videos some of the students filmed. They were classics and made me laugh…especially the one number one winner. Creative is an understatement for all of them.”

    School District Superintendent Mike replied, in part, “…thanks again to the entire Grange for supporting our 3rd graders and school!  The students and teachers once again did a wonderful job running the community meeting.  It’s incredible to see the work our students and staff are doing, often in partnership with community organizations like the Grange!”

    These partnerships can indeed be incredible. They connect our Granges with our schools and communities in powerful ways with results that make a difference. Check out the Words for Thirds Resource Page. There’s still time to set up a Dictionary Day for a school near you during Grange Month (April), but you’ll need to get started soon. We’re here to help!

    Communication Shorts 2-15-2025

    By Walter Boomsma,
    MSG Communications Director
    207 343-1842

    Communication Shorts are brief (short) but important items posted for your information and use. Please send us your ideas and thoughts!

    February Bulletin Is Available!

    The February Bulletin is now available! Recent issues of the Bulletin can be found on the Program Books and Information Page in the communications section.

    Scholarship Updates

    We have finished updating the Maine State Grange Scholarship Page! You can always add or change information by contacting us, but we won’t be nagging you for a while.

    Online Directory of Granges

    Our online directory of Granges has been updated based on the current roster. As time permits, we’ll be adding additional contact information. Our goal is to have at least two contacts available for every active Grange!

    Words for Thirds

    Congratulations to Ocean View Grange — what a fantastic success story goes with their recent Words for Thirds Project!

    Consider this Idea!

    At least one Grange in Maine has had great success with using a “sign up” system for keeping their hall plowed. They number storms and people with plows pick which storm number they will handle.

    Think about this!

    “Winter is the time for comfort, for good food and warmth, for the touch of a friendly hand and for a talk beside the fire: it is the time for home.”

    Edith Sitwell

    Online Directories Available 24-7

    • The ODD Directory features all state officers, directors, and deputies with contact information.
    • The Directory of Granges features all Granges in the state with a contact person. Please make sure your listing is correct! Visitors to the site consult these directories often.