Fraud Watch- Getting Help After a Scam

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Reprinted with permission from AARP’s Fraud Watch Network.

Dealing with fraud in the aftermath can be fraught – not knowing where or if you should report (you should – it’s a crime), feelings of shame (even though it’s not your fault – blame the perpetrator), and an often-overwhelming emotional toll – let alone the financial impact.

One resource is the AARP Fraud Watch Network Helpline. Every weekday from 8:00 a.m. – 8:00 p.m. EST, trained AARP volunteer fraud fighters are helping victims and their families understand what happened, report the crime, and plan next steps to put their lives back together. That number is 1-877-908-3360.

AARP also offers an online small group victim support program to help address the emotional harm fraud victimization causes. These conversations are completely confidential and are a wonderful way to receive support from others. Sign up for a session today at aarp.org/fraudsupport.

Experiencing a scam can be devastating, but it doesn’t have to define you. If you or someone you know has been the victim of fraud, make sure to file a report with local police; among other things, this may be useful in the event restitution becomes possible down the line.

Be a fraud fighter! If you can spot a scam, you can stop a scam.

AARP Fraud Watch Network

Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

Fraud Watch- Gift Card Balance Scams

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

The holidays have passed, and for many, that means a stack of gift cards just waiting to be used. But before you check your balances online, beware of fake gift card balance-checking sites designed to steal both your post-holiday joy and your money.

Just because a website to check your gift card balance appears at the top of internet search results does not mean it’s legitimate. Search results can be filled with fraudulent gift card balance-checking sites, and scammers are constantly finding new ways to get their pages to show up at the top of results.

A safer way to check the balance of a gift card is to refer to the back of the card for a phone number or web address. If it’s not provided, proceed with caution. Avoid entering your gift card details into any search result labeled as “Sponsored” or “Ad.” In addition, be cautious of any site title that appears in wacky fonts or next to odd emojis; this is a common tactic scammers use to make their fraudulent web pages both visually pop and appear towards the top.

    Be a fraud fighter! If you can spot a scam, you can stop a scam.

    AARP Fraud Watch Network

    Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

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    Future Farmers Visit the Grange

    by Walter Boomsma, MSG Communications Director

    Photo of two Future Farmers Members
    Haley, FFA State President, and Mia, FFA State Treasurer, stopped by to explore mutual interests.

    Haley and Mia stopped by during the Ag Expo in Augusta to dispense some enthusiasm and explore the mutual interests between the Future Farmers of America and the Granges in Maine. Their interest in agriculture and farming is almost obvious, but the FFA is also interested in communities, leadership development, and education.

    During our brief conversation, I learned a lot about FFA. They’ve been around since 1928 (not Haley and Mia, obviously!) and are very much youth/student-driven. Did you know they have over one million student members nationally? Their focus on Agricultural Education is terrific. (We made sure they left with the MSG Ag Scholarship information!)

    In what is surely a strange coincidence, this is National FFA Week— ” a time to share what FFA is and the impact it has on members every day.”

    But wait, there’s more! We have a Zoom Meeting scheduled to explore ways the Grange and FFA might connect and benefit by knowing more about each other. Stay tuned! The best is yet to come!

    Ocean View Grange Spreads More than Dictionaries

    Ocean View Grange is located in St George (Port Clyde), Maine

    When Ocean View Master Larry Bailey reported on their successful Dictionary Day, even he may not have realized the full impact. He subsequently received an email from one of the teachers with an invitation to attend a “Community Meeting” at the school hosted by the third grade. One of the items on the agenda was a “quick thank you for your dictionary donations.”

    Obviously, he went!

    He was happy to report, “I admit I was genuinely impressed by what I saw and felt. The energy and excitement were palpable, the kids were clearly happy to be part of the program, and the teachers handled the huge crowd perfectly. The young speakers/announcers were great, the music was certainly upbeat and well done. I was especially taken with the videos some of the students filmed. They were classics and made me laugh…especially the one number one winner. Creative is an understatement for all of them.”

    School District Superintendent Mike replied, in part, “…thanks again to the entire Grange for supporting our 3rd graders and school!  The students and teachers once again did a wonderful job running the community meeting.  It’s incredible to see the work our students and staff are doing, often in partnership with community organizations like the Grange!”

    These partnerships can indeed be incredible. They connect our Granges with our schools and communities in powerful ways with results that make a difference. Check out the Words for Thirds Resource Page. There’s still time to set up a Dictionary Day for a school near you during Grange Month (April), but you’ll need to get started soon. We’re here to help!

    Communication Shorts 2-15-2025

    By Walter Boomsma,
    MSG Communications Director
    207 343-1842

    Communication Shorts are brief (short) but important items posted for your information and use. Please send us your ideas and thoughts!

    February Bulletin Is Available!

    The February Bulletin is now available! Recent issues of the Bulletin can be found on the Program Books and Information Page in the communications section.

    Scholarship Updates

    We have finished updating the Maine State Grange Scholarship Page! You can always add or change information by contacting us, but we won’t be nagging you for a while.

    Online Directory of Granges

    Our online directory of Granges has been updated based on the current roster. As time permits, we’ll be adding additional contact information. Our goal is to have at least two contacts available for every active Grange!

    Words for Thirds

    Congratulations to Ocean View Grange — what a fantastic success story goes with their recent Words for Thirds Project!

    Consider this Idea!

    At least one Grange in Maine has had great success with using a “sign up” system for keeping their hall plowed. They number storms and people with plows pick which storm number they will handle.

    Think about this!

    “Winter is the time for comfort, for good food and warmth, for the touch of a friendly hand and for a talk beside the fire: it is the time for home.”

    Edith Sitwell

    Online Directories Available 24-7

    • The ODD Directory features all state officers, directors, and deputies with contact information.
    • The Directory of Granges features all Granges in the state with a contact person. Please make sure your listing is correct! Visitors to the site consult these directories often.

    Fraud Watch- Crypto Romance Scams

    MSG Communications Resources Logo
    Reprinted with permission from AARP’s Fraud Watch Network.

    In recent years, cryptocurrency scams have surged, with billions stolen annually. One of the biggest drivers of this trend? Romance scams. By building trust and forging deep emotional connections, scammers can manipulate their victims into making financial decisions they would not normally consider.

    If someone you’ve only met online claims they are making money with crypto and offers to help you do the same, it’s a scam – full stop. It does not matter how genuine they seem or what “proof” they attempt to show you; encouraging you to invest and claiming that you can make extraordinary returns in cryptocurrency is one of the surest signs of a modern-day romance scam.

    These criminals often pressure you to act fast, making it seem like you are about to miss out on a golden opportunity – another big red flag. The safest way to invest is to research opportunities to ensure they are legitimate and that you understand the risk as well as the potential. A good place to start is at the SEC’s site, www.investor.gov.

    Be a fraud fighter! If you can spot a scam, you can stop a scam.

    AARP Fraud Watch Network

    Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

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    Communications Column – February 2025

    By Walter Boomsma
    207 343-1842
    Communications Director

    Facebook and Social Media for Granges

    “Not everyone uses Facebook!” Yes, I hear that cry. In fact, most of the Grangers I know personally do not. However, National Grange is becoming increasingly enamored of it, and we do have some Granges in Maine with Facebook Pages and Groups. Therefore, I’m devoting just one column to some essential things you should know. Just this week, I had an inquiry about a message from a Grange received accusing them of a trademark violation. It was a scam. The general consensus is that scams are increasing on Facebook and in general.

    One prevalent one on Facebook concerns methods for you to “protect” what you post and limit what Facebook can do with it. In short, it doesn’t work. Since, as a writer, I frequently deal with copyright and intellectual property, I try to explain to people that if you post something on Facebook, you have given up all control of it. The minute you use FB, you’ve agreed to their TOS (terms of service), which no one ever reads. That means you’ve agreed they can use anything you post pretty much in any way FB sees fit. The TOS is effectively a contract between you and them.

    Because of this, If I write something that I want to keep the rights to, I only post it on the website I own. I may post a link to the article on Facebook, but not the article itself. That doesn’t stop someone else from posting it. Now, if they do post the article, THEY (the person who posted my article) have violated MY copyright. Facebook is not guilty or responsible. Remember, Facebook has the right to anything posted, and you can’t change that agreement! (One reason they are claiming not to fact-check is liability reduction.)

    If this happens, I could sue the person who posted it, but Facebook is pretty much off the hook. The point here is to understand the media you are using and use it responsibly. Simply put, you do not have the right to distribute someone else’s property without their permission. Think twice before posting something you don’t “own” on Facebook or other social media. The simple workaround is to post a link to the original material and not the material itself. Contrary to popular opinion, Facebook is not your friend. They don’t exist just so you can stay in touch with friends. In fact, the more “friends” you have, the better it is for them—even if those friends aren’t who you think they are.

    That leads us to a second important point. You really should consider hiding your friend list on Facebook. When you are hacked or cloned (there is a difference), the person doing it is not after you; they are after your friends. When you leave your friend list available to the public, you only make Facebook happy while exposing your friends to more scams. It’s like saying, “These people are my friends—if you pretend to be me, you might be able to take advantage of them!

    I’ll admit that I am not a huge fan of social media, but it can serve some great purposes. But it should be used cautiously and consciously. That’s not always easy, and it’s important to remember that Facebook’s and your interests do not always align.

    One of the attractions of Facebook is how easy it is to use. I know someone who almost everyday posts, “Does anybody know what the weather will be like today?” I’m always tempted to answer, “Yes! I checked the NOAA forecast!” Easy doesn’t mean safe or smart. You have been warned! (By the way, most scams are easy to fall into; that’s why they work!)

    Note the Maine State Grange Communications Handbook includes the National Grange Social Media Code of Conduct and a number of resources and communication ideas.

    ► FACT: Did you know that the MSG Communications Handbook includes a list of daily and weekly newspapers in Maine with contact information?


    Fraud Watch- Our Information Is Already Out There

    MSG Communications Resources Logo
    Reprinted with permission from AARP’s Fraud Watch Network.

    If we really want to keep ourselves – and our money – safe from fraud, we must all come to terms with one thing: our personal information is likely already out there. In a time where data breaches are increasingly common, safeguarding yourself from fraud has become more important than ever. Here are three steps to help protect yourself from the risks associated with data breaches and other identity fraud risks:

    1. Place a security freeze on your credit accounts with the three big agencies (Experian, Equifax and Transunion) so no one can open a new credit line in your name.
    2. Establish online access to your financial accounts and monitor regularly (you can set up text alerts for activity on these accounts as well).
    3. Use strong and unique passwords for every online account; consider using a password manager that creates complex passwords and stores them securely.

    Be a fraud fighter! If you can spot a scam, you can stop a scam.

    AARP Fraud Watch Network

    Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

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    Grange Month Supplies

    What do you need to celebrate Grange Month during April? It’s not that far away!

    To help with any confusion, there are at least three distinctly different Grange “Stores” or sources of Grange-related products.

    While not an actual “store,” MSG Headquarters offers a number of items (mostly supplies, forms, etc.). Email Secretary Sharon to inquire. Some are also available for download from the Program Books and Information Page.


    National Grange operates the Grange Supply Store.


    The Monroe Grange Store offers regalia, jewelry, promotional items, awards and wearables for Grange members. 


    There is some overlap of products offered, so you can “shop ’til you drop!”

    Didja Miss US?

    A Communications Bulletin

    By Walter Boomsma, MSG Communications Director

    Communications Logo

    While most of us were sleeping, something happened to the websites I manage Tuesday morning at approximately 1:30. In short, they became inaccessible. I discovered it at 5:00 am and went to work on the problem, ultimately contacting the company that hosts the sites, including this one. I could probably bore you to tears with a step-by-step explanation. Suffice it to explain that after an hour plus, I was assured that everything would be fixed within 24 hours and, hopefully, sooner. (While they didn’t acknowledge it, the problem was created by something that happened with or at the hosting company.)

    Then I received a text message from a thoughtful Granger letting me know about the problem. (She checks the site first thing every morning! Wow! I’m impressed.) This started me thinking about what to do next.

    A few days ago, I left the house to do a few quick errands. I was several miles away when I realized I hadn’t picked up my cell phone on the way out. I confess that my first instinct was to call home so Janice would know I didn’t have my phone. I gave myself a slap on the forehead and a “duh” for that idea.

    Probably because of that experience–and the fact that even I could not access the site–I didn’t long consider posting a message on the site explaining it wasn’t available. But it did occur to me that I could contact our website subscribers with an announcement and explanation. Yay! After doing that, I (we all, really) were at the mercy of the “team” at the responsible company. Fidgeting wasn’t going to be helpful, so I got back to my schedule for the day.

    A bit to my surprise, the escalation team solved the problem fairly quickly and had the sites online at approximately 9:30 am. We were “down” for approximately eight hours–at least half of that in the middle of the night here in Maine.

    First, sorry for the inconvenience if you were affected. “Uptime” is a key indicator in the website business, and we take it seriously.

    Second, one thing this experience demonstrates is the value of subscribing to the website. When you subscribe, we’ll send you a weekly email (usually Sunday Morning) summarizing what’s been posted. But, more importantly, we can contact you by email on those rare occasions when something unusual or important happens. We don’t share subscribers’ email addresses or any personal information with anyone without your permission. And, of course, you can “unsubscribe” at any time! This truly is a “no risk”offer! Why not give it a try!

    If you have any questions about the recent outage or subscribing, send an me email. My goal is to answer email within 24-48 hours.