Reprinted with permission from AARP’s Fraud Watch Network.
Each year, the Federal Trade Commission (FTC) leads Identity Theft Awareness Week, a national initiative held in late January on how to avoid identity theft, recover if it happens, and spot these scams before they occur.
Identity theft is when your personal information is exposed; identify fraud is when someone uses that data to take over or open accounts, steal your tax refund, file fraudulent health insurance claims, and more. It can happen to anyone, but we can take steps to protect against it.
Monitoring your credit report is one of the best ways to spot errors or suspicious activity. You can get free credit reports from the main three credit reporting agencies—Equifax, Experian and TransUnion—at annualcreditreport.com.
Freezing your credit is an effective way to prevent unauthorized accounts from being opened in your name, especially if you have no near term plans to apply for a loan or credit soon. Credit freezes are free, and you can freeze or unfreeze your credit directly through each agency.
Also, make sure you use strong and unique passwords for all accounts (a password manager makes this so much easier), use multi-factor authentication when it’s available, and shred sensitive documents – dumpster divers are still out there.
Reprinted with permission from AARP’s Fraud Watch Network.
As temperatures drop in many states, criminals are turning up the heat on their deceptive tactics. While utility scams happen year-round, scammers are especially active when customers rely on these essential services to stay warm and safe.
They pose as utility companies, claiming you’re behind on your bill, and threatening to cut off service unless you make an immediate payment. Their goal is to trigger panic. When fear takes over, it becomes harder to think clearly, and they hope we stay in that state of panic just long enough to push through a payment.
If you receive an unexpected call claiming your service will be shut off, hang up. Then contact your utility provider directly using the customer service number on a recent bill or by logging into your account online. In most cases, you’ll find everything is in good standing.
Reprinted with permission from AARP’s Fraud Watch Network.
With rising costs and economic uncertainty, many of us are looking to start the new year by taking more control of our finances and tackling lingering debt. But paying down what you owe takes time, discipline, and a clear plan—not quick fixes. Be cautious of offers that promise guaranteed results or fast debt elimination.
Scammers often target consumers with significant credit card debt, claiming they can negotiate with creditors to reduce what you owe. hThese operations typically charge hefty fees and deliver little—or no—help. Some even advise you to stop communicating with your creditors, which can make your situation worse.
If you or a loved one need help getting out of debt, turn to reputable organizations like the nonprofit National Foundation for Credit Counseling (www.nfcc.org). They can offer real guidance without hidden fees or false guarantees.
Reprinted with permission from AARP’s Fraud Watch Network.
If your New Year’s resolutions include finding a new job, work-from-home opportunities may sound appealing. While many remote positions are legitimate, some aren’t what they appear to be. Criminals often pose as legitimate employers on job boards, social media, or send unsolicited texts, promising easy money, flexible hours, and a quick hiring process.
What they’re really after is personal information or our money by asking to pay upfront for “training,” purchase expensive equipment, or provide sensitive details—such as your Social Security number—as part of the application.
Be cautious of sudden, unusually high-paying opportunities that require little to no experience. Avoid sharing personal data until you’re certain the job offer is legitimate and take time to research the company by searching its name along with the words scam, complaint, or fraud. If you see concerns from other job seekers, consider it a clear red flag.
MaineHousing’s Home Energy Assistance Program (HEAP) and Energy Crisis Intervention Program (ECIP) are open and accepting applications for the 2025-2026 heating season. Apply online through the HEAP online application. Applications are accepted through May 29, 2026, or until funds are exhausted.
HEAP helps eligible homeowners and renters with heating costs, emergency fuel delivery, and utility assistance. Weekly benefit payments have already begun.
Households facing an energy emergency should also contact their local community action agency.
A “community action agency” that may assist is your local Grange–some around the state participate in different ways. One common approach is to provide funds to local oil dealers to assist customers who are struggling.
South Sangerville Grange Challenge
As an example, South Sangerville Grange has challenged other Granges to participate by purchasing at least 100 gallons of fuel from a local dealer. You can reach South Sangerville Secretary Barbara Hatch by email to report your efforts or for more information.
by Maia Zewert, Editor Lincoln County News Submitted by Laurie McBurnie
It’s not often a teacher walks out of a student of the month assembly with an award, but such was the case at Medomak Valley High School in Waldoboro on Monday, Dec. 22.
Kali Martin (right), a special education resource room teacher at Medomak Valley High School, accepts the Maine State Grange Educator of the Year Award from Maine State Grange Secretary and Willow Grange Master Sharon Morton on Monday, Dec. 22. Members of Willow Grange 366 in Jefferson nominated Martin for the award, which she was presented during the student of the month assembly. (Paula Roberts photo)
In front of a gymnasium full of MVHS students, faculty, and staff, members of Willow Grange 366 in Jefferson surprised special education resource room teacher Kali Martin with the Maine State Grange Educator of the Year Award.
“I’m just completely blown away,” Martin said after the presentation. “I had no idea this was coming.”
Willow Grange member Paula Roberts introduced the award during the assembly, describing the recipient without initially naming them.
“This teacher saw a need in the Medomak community and acted on it to make a difference here at Medomak and beyond,” Roberts said. “And she has involved her students and the student body to show them, although community service can be hard work, it is extremely rewarding.”
Roberts also quoted MVHS Principal Linda Dolloff Pease, who said Martin “is appreciated and well-loved and plays a big role in the positive culture of the school.”
Members of Willow Grange No. 366 in Jefferson flank Maine State Grange Educator of the Year Kali Martin after a presentation at Medomak Valley High School in Waldoboro on Monday, Dec. 22. The Willow Grange members nominated Martin for the award, which they surprised her with during a student of the month assembly. From left: Mary Jane McLoon, Deborah Willette, Sharon Morton, Kali Martin, Henry Morton, Knox Zaccadelli, Laurie McBurnie, and Paula Roberts. (Maia Zewert photo)
When she was revealed as the recipient of the Maine State Grange Educator of the Year Award, Martin immediately received a standing ovation from all in attendance. As Martin joined the presenters, Roberts listed Martin’s many accomplishments during her time working at the high school, including initiating a weekend backpack program to provide students in need with food, preparing food for the annual Empty Bowl Supper, and helping to start a free clothing program for students in need.
Martin also started the Medomak Valley Soul Food Pantry, which serves over 300 families, Roberts said. She applied for and received a grant to purchase an industrial-sized freezer for the pantry and also collects food from Hannaford and arranges deliveries from Good Shepherd Food Pantry to keep it stocked.
“She has gone above and beyond her teaching duties,” Roberts said. “Kali has given unselfishly of her time and resources to support Medomak students and the community.”
In addition, Martin is involved with the school’s student council, participates in Treat Tuesdays, and “is known for her root beer floats for the entire staff,” Roberts said.
“Kali Martin has the biggest heart ever and it shows here in the many ways that Paula Roberts outlined in her presentation,” Pease said. “She is an advocate for young people in addition to being aware of staff needs and having a little fun!”
Maine State Grange Secretary and Willow Grange President Sharon Morton presented Martin with the award. In addition, Martin was presented a $100 donation from Maine State Grange Treasurer and Willow Grange Secretary Laurie McBurnie to support the food pantry.
“Having such a supportive administration and having the support of the community to keep the pantry going has just been such a huge blessing,” Martin said. “It’s just grown … and it helps our families get what they need.”
For more information or to make a donation to the Medomak Valley Soul Food Pantry, email Martin at kali_martin@rsu40.org.
Reprinted with permission from AARP’s Fraud Watch Network.
As the year winds down and the season of giving sets in, many people look to support causes they care about—but telling a legitimate charity from a fake one can be tough. While reputable organizations make their year-end push for donations, criminals also take advantage of this opportunity to line their own pockets.
Common signs of a charity scam include requests for payment via gift cards, wire transfers, or cryptocurrency, as well as high-pressure demands to donate immediately. Legitimate charities may also encourage timely giving, but they will welcome your support at any time.
To help ensure your donation reaches those who truly need it, do your research. Check organizations on sites such as give.org, CharityNavigator.org or CharityWatch.org to confirm legitimacy and find out how much of the funds are used to serve its stated mission versus overhead and fundraising.
Pay close attention to the charity’s name and web address, as criminals often mimic the names of familiar, trusted organizations to deceive donors. Also, be cautious of links in unsolicited emails, texts, or social media messages, which can lead to fake donation websites and expose your device to malware.
When you do donate, use a credit card. It’s easier to track your contribution, and if your card is misused, you have protection against loss. To avoid feeling pressured by unexpected solicitations, consider having a set list of charities you support. That way, you can give confidently and on your own terms.
Santa and Mrs. Claus visited Mill Stream Grange on Sat., Dec. 13, for a community children’s party. While there, Santa presented kids’ books to Caroline Heck, Girl Scout, and Junior Granger for her Little Free Library project located at the Grange.
Reprinted with permission from AARP’s Fraud Watch Network.
With the holiday travel season fast approaching, scammers are poised to capitalize on travelers needing help with last-minute flight changes and cancellations. Don’t let fake customer service derail your trip – or drain your wallet. Here’s a few things you should know to stay ahead of airline call center scams.
Just because an airline customer service helpline number appears at the top of internet search results doesn’t mean it’s legitimate. Fraudulent numbers often surface in search results, and scammers constantly find new ways to make their numbers appear first. To avoid this risk, download your airline’s official app. In addition to providing the airline’s verified 800 number, the app delivers real-time flight notifications and other important updates.
Be on the lookout for red flags, such as aggressive tactics pushing you to buy a ticket immediately because “the price will go up.” And if your flight is canceled, you usually do not need to pay to be rebooked. Any “agent” requesting a credit card to do so is likely after your money, not your flight.
By Brenda Dyer, MSG Community Service/FHH Director (207) 608-9193
Every Grange has started the Community Service Projects. Please keep an individual form for each project. I am waiting on National Grange as to whether book reports will be sent to National or if they will just be sent to the state report.
Family Health and Hearing
Plan or help with family things to do in the community
sponsor a blood drive, mittens, hats and scarves for community,
sponsor a workshop on hearing. Check with the community about free hearing tests.
Enjoy the rest of Autumn and the upcoming Winter. Merry Christmas and a Happy, Healthy 2026!
