Fraud Watch- Gift Card Balance Scams

MSG Communications Resources Logo
Reprinted with permission from AARP’s Fraud Watch Network.

The holidays have passed, and for many, that means a stack of gift cards just waiting to be used. But before you check your balances online, beware of fake gift card balance-checking sites designed to steal both your post-holiday joy and your money.

Just because a website to check your gift card balance appears at the top of internet search results does not mean it’s legitimate. Search results can be filled with fraudulent gift card balance-checking sites, and scammers are constantly finding new ways to get their pages to show up at the top of results.

A safer way to check the balance of a gift card is to refer to the back of the card for a phone number or web address. If it’s not provided, proceed with caution. Avoid entering your gift card details into any search result labeled as “Sponsored” or “Ad.” In addition, be cautious of any site title that appears in wacky fonts or next to odd emojis; this is a common tactic scammers use to make their fraudulent web pages both visually pop and appear towards the top.

    Be a fraud fighter! If you can spot a scam, you can stop a scam.

    AARP Fraud Watch Network

    Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

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    Ocean View Grange Spreads More than Dictionaries

    Ocean View Grange is located in St George (Port Clyde), Maine

    When Ocean View Master Larry Bailey reported on their successful Dictionary Day, even he may not have realized the full impact. He subsequently received an email from one of the teachers with an invitation to attend a “Community Meeting” at the school hosted by the third grade. One of the items on the agenda was a “quick thank you for your dictionary donations.”

    Obviously, he went!

    He was happy to report, “I admit I was genuinely impressed by what I saw and felt. The energy and excitement were palpable, the kids were clearly happy to be part of the program, and the teachers handled the huge crowd perfectly. The young speakers/announcers were great, the music was certainly upbeat and well done. I was especially taken with the videos some of the students filmed. They were classics and made me laugh…especially the one number one winner. Creative is an understatement for all of them.”

    School District Superintendent Mike replied, in part, “…thanks again to the entire Grange for supporting our 3rd graders and school!  The students and teachers once again did a wonderful job running the community meeting.  It’s incredible to see the work our students and staff are doing, often in partnership with community organizations like the Grange!”

    These partnerships can indeed be incredible. They connect our Granges with our schools and communities in powerful ways with results that make a difference. Check out the Words for Thirds Resource Page. There’s still time to set up a Dictionary Day for a school near you during Grange Month (April), but you’ll need to get started soon. We’re here to help!

    Communication Shorts 2-15-2025

    By Walter Boomsma,
    MSG Communications Director
    207 343-1842

    Communication Shorts are brief (short) but important items posted for your information and use. Please send us your ideas and thoughts!

    February Bulletin Is Available!

    The February Bulletin is now available! Recent issues of the Bulletin can be found on the Program Books and Information Page in the communications section.

    Scholarship Updates

    We have finished updating the Maine State Grange Scholarship Page! You can always add or change information by contacting us, but we won’t be nagging you for a while.

    Online Directory of Granges

    Our online directory of Granges has been updated based on the current roster. As time permits, we’ll be adding additional contact information. Our goal is to have at least two contacts available for every active Grange!

    Words for Thirds

    Congratulations to Ocean View Grange — what a fantastic success story goes with their recent Words for Thirds Project!

    Consider this Idea!

    At least one Grange in Maine has had great success with using a “sign up” system for keeping their hall plowed. They number storms and people with plows pick which storm number they will handle.

    Think about this!

    “Winter is the time for comfort, for good food and warmth, for the touch of a friendly hand and for a talk beside the fire: it is the time for home.”

    Edith Sitwell

    Online Directories Available 24-7

    • The ODD Directory features all state officers, directors, and deputies with contact information.
    • The Directory of Granges features all Granges in the state with a contact person. Please make sure your listing is correct! Visitors to the site consult these directories often.

    Fraud Watch- Crypto Romance Scams

    MSG Communications Resources Logo
    Reprinted with permission from AARP’s Fraud Watch Network.

    In recent years, cryptocurrency scams have surged, with billions stolen annually. One of the biggest drivers of this trend? Romance scams. By building trust and forging deep emotional connections, scammers can manipulate their victims into making financial decisions they would not normally consider.

    If someone you’ve only met online claims they are making money with crypto and offers to help you do the same, it’s a scam – full stop. It does not matter how genuine they seem or what “proof” they attempt to show you; encouraging you to invest and claiming that you can make extraordinary returns in cryptocurrency is one of the surest signs of a modern-day romance scam.

    These criminals often pressure you to act fast, making it seem like you are about to miss out on a golden opportunity – another big red flag. The safest way to invest is to research opportunities to ensure they are legitimate and that you understand the risk as well as the potential. A good place to start is at the SEC’s site, www.investor.gov.

    Be a fraud fighter! If you can spot a scam, you can stop a scam.

    AARP Fraud Watch Network

    Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

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    Communications Column – February 2025

    By Walter Boomsma
    207 343-1842
    Communications Director

    Facebook and Social Media for Granges

    “Not everyone uses Facebook!” Yes, I hear that cry. In fact, most of the Grangers I know personally do not. However, National Grange is becoming increasingly enamored of it, and we do have some Granges in Maine with Facebook Pages and Groups. Therefore, I’m devoting just one column to some essential things you should know. Just this week, I had an inquiry about a message from a Grange received accusing them of a trademark violation. It was a scam. The general consensus is that scams are increasing on Facebook and in general.

    One prevalent one on Facebook concerns methods for you to “protect” what you post and limit what Facebook can do with it. In short, it doesn’t work. Since, as a writer, I frequently deal with copyright and intellectual property, I try to explain to people that if you post something on Facebook, you have given up all control of it. The minute you use FB, you’ve agreed to their TOS (terms of service), which no one ever reads. That means you’ve agreed they can use anything you post pretty much in any way FB sees fit. The TOS is effectively a contract between you and them.

    Because of this, If I write something that I want to keep the rights to, I only post it on the website I own. I may post a link to the article on Facebook, but not the article itself. That doesn’t stop someone else from posting it. Now, if they do post the article, THEY (the person who posted my article) have violated MY copyright. Facebook is not guilty or responsible. Remember, Facebook has the right to anything posted, and you can’t change that agreement! (One reason they are claiming not to fact-check is liability reduction.)

    If this happens, I could sue the person who posted it, but Facebook is pretty much off the hook. The point here is to understand the media you are using and use it responsibly. Simply put, you do not have the right to distribute someone else’s property without their permission. Think twice before posting something you don’t “own” on Facebook or other social media. The simple workaround is to post a link to the original material and not the material itself. Contrary to popular opinion, Facebook is not your friend. They don’t exist just so you can stay in touch with friends. In fact, the more “friends” you have, the better it is for them—even if those friends aren’t who you think they are.

    That leads us to a second important point. You really should consider hiding your friend list on Facebook. When you are hacked or cloned (there is a difference), the person doing it is not after you; they are after your friends. When you leave your friend list available to the public, you only make Facebook happy while exposing your friends to more scams. It’s like saying, “These people are my friends—if you pretend to be me, you might be able to take advantage of them!

    I’ll admit that I am not a huge fan of social media, but it can serve some great purposes. But it should be used cautiously and consciously. That’s not always easy, and it’s important to remember that Facebook’s and your interests do not always align.

    One of the attractions of Facebook is how easy it is to use. I know someone who almost everyday posts, “Does anybody know what the weather will be like today?” I’m always tempted to answer, “Yes! I checked the NOAA forecast!” Easy doesn’t mean safe or smart. You have been warned! (By the way, most scams are easy to fall into; that’s why they work!)

    Note the Maine State Grange Communications Handbook includes the National Grange Social Media Code of Conduct and a number of resources and communication ideas.

    ► FACT: Did you know that the MSG Communications Handbook includes a list of daily and weekly newspapers in Maine with contact information?


    Maine Constitution Poster and Essay Contests

    Reprinted with permission from an e-newsletter published by Maine Representative James White.

    The Maine Constitution Poster and Essay Contests through the Secretary of State’s office is now accepting entries.  Entries are due by March 7, 2025.

    The Maine Poster and Essay Contests is designed to promote the history of Maine, the Maine Constitution, and the importance of democracy and voting.  This program is open to Maine students at all grade levels.  In 2024, 162 entries were received from students all over Maine.

    Students in kindergarten through fifth grade create a poster, while students in grades K-3 draw posters of official Maine symbols.  Students in grades four and five draw posters of a Maine history theme of their choice.

    Students at the middle/high school levels write an essay from a writing prompt.  The prompt for students in grades 6-8 is, “Choose an article of the Maine State Constitution that you believe is the most important and describe why.”  The prompt for students in grades 9-12 is, “Research and describe an aspect of Maine voting law that you believe most greatly benefits our democracy.”

    Winning entries will receive an award certificate, a ceremony at the Maine Department of the Secretary of State or at their school, and inclusion in a news release about contest winners.  Each student who submits an entry will receive a participation certificate. For more details, visit the Maine Poster and Essay Contests page on the Secretary of State Web site.

    Fraud Watch- Our Information Is Already Out There

    MSG Communications Resources Logo
    Reprinted with permission from AARP’s Fraud Watch Network.

    If we really want to keep ourselves – and our money – safe from fraud, we must all come to terms with one thing: our personal information is likely already out there. In a time where data breaches are increasingly common, safeguarding yourself from fraud has become more important than ever. Here are three steps to help protect yourself from the risks associated with data breaches and other identity fraud risks:

    1. Place a security freeze on your credit accounts with the three big agencies (Experian, Equifax and Transunion) so no one can open a new credit line in your name.
    2. Establish online access to your financial accounts and monitor regularly (you can set up text alerts for activity on these accounts as well).
    3. Use strong and unique passwords for every online account; consider using a password manager that creates complex passwords and stores them securely.

    Be a fraud fighter! If you can spot a scam, you can stop a scam.

    AARP Fraud Watch Network

    Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

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    Grange Month Supplies

    What do you need to celebrate Grange Month during April? It’s not that far away!

    To help with any confusion, there are at least three distinctly different Grange “Stores” or sources of Grange-related products.

    While not an actual “store,” MSG Headquarters offers a number of items (mostly supplies, forms, etc.). Email Secretary Sharon to inquire. Some are also available for download from the Program Books and Information Page.


    National Grange operates the Grange Supply Store.


    The Monroe Grange Store offers regalia, jewelry, promotional items, awards and wearables for Grange members. 


    There is some overlap of products offered, so you can “shop ’til you drop!”

    Communication Shorts 2-1-2025

    By Walter Boomsma,
    MSG Communications Director
    207 343-1842

    Communication Shorts are brief (short) but important items posted for your information and use. Please send us your ideas and thoughts!

    February Bulletin Is Coming Soon!

    The deadline for posts and columns is February 14. If you’re planning to spend that day romantically, submit early! Recent issues of the Bulletin can be found on the Program Books and Information Page in the communications section.

    Scholarship Updates

    LAST CALL! If your Grange is offering a scholarship, please visit the page and make sure your information is correct. Send changes either by using the Submit Tab or sending an email. If your listing is clearly out of date, it will be removed soon.

    Words for Thirds

    Check out the Words for Thirds Resource Pages here. Grange Month in April would be a great time to sponsor a project, but you’ll need to get started soon! National Grange has not yet released any Grange Month material, but we can do a “Our Grange Celebrates Grange Month by Sponsoring a Dictionary Day!” feature!

    Loving the Grange

    One of my goals for this year is to post at least one reason to love the Grange each month in 2025. The easiest way for you to help make this happen is for you to fill out this simple form. You can answer more than once! Why do you love the Grange?

    Community Matters More Voting

    Bangor Savings just announced its grant program for this year. As a reminder, only 501(c)3 organizations are eligible. Subordinate Granges are, therefore, not eligible. It’s a great program but writing in a local Grange is a waste of your vote!

    Form 5102 Scam

    Farms and other businesses may receive an official-looking “Form 5102” requesting a $119.00 payment to register “Beneficial Ownership Interest.” This is a documented scam. (There are requirements regarding B.O.I, but this isn’t one.)

    Consider this Idea!

    We recently saw an organization announcing a “Muffin Morning.” (I love alliterations, if you haven’t noticed.) It sounded like fun and definitely an easy program because there is no program. All you need are muffins and drinks and give the opportunity for a Koffee Klatch. Simple!

    Think about this!

    Groundhog Day is the perfect instance of optimism — you either choose to believe the rodent or not. Both options can give you a fantastic outlook for the future.

    Anonymous

    Online Directories Available 24-7

    • The ODD Directory features all state officers, directors, and deputies with contact information.
    • The Directory of Granges features all Granges in the state with a contact person. Please make sure your listing is correct! Visitors to the site consult these directories often.

    Fraud Watch- Don’t Answer Calls from Unknown Numbers

    MSG Communications Resources Logo
    Reprinted with permission from AARP’s Fraud Watch Network.

    Receiving a call from an unknown number may seem harmless, but it could be the start a scam. Criminals are using increasingly sophisticated tactics to deceive you into revealing personal information or making payments. Here are three tips to protect yourself from unknown callers.

    1. Let it ring. The easiest thing to do is not answer the call. If it is important, the caller will leave a message or call back again.
    2. Let the caller speak first. Most scammers use an auto dialer – an automated system that calls a bunch of random numbers at the same time and connects to a live person when someone answers the phone. That brief pause or delay before the caller speaks is a red flag that the call could be a scam.
    3. Block suspicious calls. Check with your service provider to learn about options to block spam and scam calls.

    Be a fraud fighter! If you can spot a scam, you can stop a scam.

    AARP Fraud Watch Network

    Need a scam prevention speaker for your group? Click the link to fill out the AARP online form or email me@aarp.org.

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