{"id":98076,"date":"2026-01-16T09:02:27","date_gmt":"2026-01-16T14:02:27","guid":{"rendered":"https:\/\/mainestategrange.org\/?p=98076"},"modified":"2026-01-05T09:04:29","modified_gmt":"2026-01-05T14:04:29","slug":"fraud-watch-credit-repair-scams-2-2-2-2-3-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-3-2-2-2-2-2-3-2-2-2-2-2-2","status":"publish","type":"post","link":"https:\/\/mainestategrange.org\/?p=98076","title":{"rendered":"Fraud Watch- Credit Repair Scams"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignright size-medium is-resized\"><a href=\"https:\/\/i0.wp.com\/mainestategrange.org\/wp-content\/uploads\/2025\/01\/2025-Communications-Logo.jpg?ssl=1\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"256\" height=\"300\" data-attachment-id=\"96331\" data-permalink=\"https:\/\/mainestategrange.org\/?attachment_id=96331\" data-orig-file=\"https:\/\/i0.wp.com\/mainestategrange.org\/wp-content\/uploads\/2025\/01\/2025-Communications-Logo.jpg?fit=568%2C666&amp;ssl=1&amp;ver=1778837567\" data-orig-size=\"568,666\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"2025 Communications Logo\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/mainestategrange.org\/wp-content\/uploads\/2025\/01\/2025-Communications-Logo.jpg?fit=568%2C666&amp;ssl=1&amp;ver=1778837567\" src=\"https:\/\/i0.wp.com\/mainestategrange.org\/wp-content\/uploads\/2025\/01\/2025-Communications-Logo.jpg?resize=256%2C300&#038;ssl=1\" alt=\"MSG Communications Resources Logo\" class=\"wp-image-96331\" style=\"width:300px\" srcset=\"https:\/\/i0.wp.com\/mainestategrange.org\/wp-content\/uploads\/2025\/01\/2025-Communications-Logo.jpg?resize=256%2C300&amp;ssl=1 256w, https:\/\/i0.wp.com\/mainestategrange.org\/wp-content\/uploads\/2025\/01\/2025-Communications-Logo.jpg?w=568&amp;ssl=1 568w\" sizes=\"(max-width: 256px) 85vw, 256px\" \/><\/a><figcaption class=\"wp-element-caption\">Reprinted with permission from AARP&#8217;s Fraud Watch Network.<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">With rising costs and economic uncertainty, many of us are looking to start the new year by taking more control of our finances and tackling lingering debt. But paying down what you owe takes time, discipline, and a clear plan\u2014not quick fixes. Be cautious of offers that promise guaranteed results or fast debt elimination.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Scammers often target consumers with significant credit card debt, claiming they can negotiate with creditors to reduce what you owe. hThese operations typically charge hefty fees and deliver little\u2014or no\u2014help. Some even advise you to stop communicating with your creditors, which can make your situation worse.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you or a loved one need help getting out of debt, turn to reputable organizations like the nonprofit <a href=\"https:\/\/www.nfcc.org\">National Foundation for Credit Counseling<\/a> (www.nfcc.org). They can offer real guidance without hidden fees or false guarantees.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-dark-gray-color has-yellow-background-color has-text-color has-background has-link-color has-small-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/www.aarp.org\/videos\/money\/scams-fraud\/6130211677001\/\" style=\"border-radius:50px\" target=\"_blank\" rel=\"noreferrer noopener\">More Topic Resources<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size wp-block-paragraph\">Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at <a href=\"http:\/\/www.aarp.org\/fraudwatchnetwork\" target=\"_blank\" rel=\"noreferrer noopener\">aarp.org\/fraudwatchnetwork<\/a>.<\/p>\n\n\n\n<div class=\"wp-block-uagb-separator uagb-block-6c6a120f\"><div class=\"uagb-separator-spacing-wrapper\"><div class=\"wp-block-uagb-separator__inner\" style=\"--my-background-image:\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-8433a68b uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h2 class=\"uagb-ifb-title\"> AARP Fraud Watch Network<\/h2><\/div><p class=\"uagb-ifb-desc\">Need a <a href=\"https:\/\/www.aarp.org\/forms\/me-speakers-bureau-request-form.html?testing=fdsafdsa\" target=\"_blank\" rel=\"noreferrer noopener\">scam prevention speaker<\/a> for your group? Click the link to fill out the AARP online form or email <a href=\"mailto:me@aarp.org\" target=\"_blank\" rel=\"noreferrer noopener\">me@aarp.org<\/a>.<\/p><\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>With rising costs and economic uncertainty, many of us are looking to start the new year by taking more control of our finances and tackling lingering debt. But paying down what you owe takes time, discipline, and a clear plan\u2014not quick fixes. Be cautious of offers that promise guaranteed results or fast debt elimination. Scammers &hellip; <a href=\"https:\/\/mainestategrange.org\/?p=98076\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Fraud Watch- Credit Repair Scams&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2122,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[4,218],"tags":[508,506,272,507],"post_folder":[696],"class_list":["post-98076","post","type-post","status-publish","format-standard","hentry","category-community-service","category-resources-for-granges-and-grangers","tag-aarp-fraud-watch","tag-fraud-alert","tag-grange-communication","tag-scam-alert"],"jetpack_featured_media_url":"","uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"post-thumbnail":false},"uagb_author_info":{"display_name":"Walter Boomsma","author_link":"https:\/\/mainestategrange.org\/?author=2122"},"uagb_comment_info":0,"uagb_excerpt":"With rising costs and economic uncertainty, many of us are looking to start the new year by taking more control of our finances and tackling lingering debt. But paying down what you owe takes time, discipline, and a clear plan\u2014not quick fixes. Be cautious of offers that promise guaranteed results or fast debt elimination. Scammers&hellip;","jetpack_shortlink":"https:\/\/wp.me\/p1arC1-pvS","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/mainestategrange.org\/index.php?rest_route=\/wp\/v2\/posts\/98076","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mainestategrange.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mainestategrange.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mainestategrange.org\/index.php?rest_route=\/wp\/v2\/users\/2122"}],"replies":[{"embeddable":true,"href":"https:\/\/mainestategrange.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=98076"}],"version-history":[{"count":1,"href":"https:\/\/mainestategrange.org\/index.php?rest_route=\/wp\/v2\/posts\/98076\/revisions"}],"predecessor-version":[{"id":98077,"href":"https:\/\/mainestategrange.org\/index.php?rest_route=\/wp\/v2\/posts\/98076\/revisions\/98077"}],"wp:attachment":[{"href":"https:\/\/mainestategrange.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=98076"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mainestategrange.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=98076"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mainestategrange.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=98076"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/mainestategrange.org\/index.php?rest_route=%2Fwp%2Fv2%2Fpost_folder&post=98076"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}