{"id":97427,"date":"2025-09-19T07:00:43","date_gmt":"2025-09-19T11:00:43","guid":{"rendered":"https:\/\/mainestategrange.org\/?p=97427"},"modified":"2025-08-30T07:04:02","modified_gmt":"2025-08-30T11:04:02","slug":"fraud-watch-credit-repair-scams-2-2-2-2-3-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2-2","status":"publish","type":"post","link":"https:\/\/mainestategrange.org\/?p=97427","title":{"rendered":"Fraud Watch- Peer-to-Peer Payment Systems"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignright size-medium is-resized\"><a href=\"https:\/\/i0.wp.com\/mainestategrange.org\/wp-content\/uploads\/2025\/01\/2025-Communications-Logo.jpg?ssl=1\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"256\" height=\"300\" data-attachment-id=\"96331\" data-permalink=\"https:\/\/mainestategrange.org\/?attachment_id=96331\" data-orig-file=\"https:\/\/i0.wp.com\/mainestategrange.org\/wp-content\/uploads\/2025\/01\/2025-Communications-Logo.jpg?fit=568%2C666&amp;ssl=1&amp;ver=1778837567\" data-orig-size=\"568,666\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"2025 Communications Logo\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/mainestategrange.org\/wp-content\/uploads\/2025\/01\/2025-Communications-Logo.jpg?fit=568%2C666&amp;ssl=1&amp;ver=1778837567\" src=\"https:\/\/i0.wp.com\/mainestategrange.org\/wp-content\/uploads\/2025\/01\/2025-Communications-Logo.jpg?resize=256%2C300&#038;ssl=1\" alt=\"MSG Communications Resources Logo\" class=\"wp-image-96331\" style=\"width:300px\" srcset=\"https:\/\/i0.wp.com\/mainestategrange.org\/wp-content\/uploads\/2025\/01\/2025-Communications-Logo.jpg?resize=256%2C300&amp;ssl=1 256w, https:\/\/i0.wp.com\/mainestategrange.org\/wp-content\/uploads\/2025\/01\/2025-Communications-Logo.jpg?w=568&amp;ssl=1 568w\" sizes=\"(max-width: 256px) 85vw, 256px\" \/><\/a><figcaption class=\"wp-element-caption\">Reprinted with permission from AARP&#8217;s Fraud Watch Network.<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminals to steal your money through a variety of tactics.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You might get a message that appears to be from a loved one in trouble who needs you to send money quick through a P2P app. Or you may see a \u201cdiscount\u201d for an online marketplace product if you make the payment through a P2P app, only to discover the seller is a scammer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another common scam involves someone \u201caccidentally\u201d sending you money via a P2P service and then asking you to return it. However, their initial payment will later bounce like a bad check, leaving you responsible for any funds you sent back.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s best to use P2P apps to send money to friends, family, and other people you know and trust. These apps do not have the same consumer protections as credit cards. Transactions are like paying cash \u2014 instantaneous and usually irreversible. If you receive an unexpected payment, don\u2019t accept it and report it to the app provider.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-dark-gray-color has-yellow-background-color has-text-color has-background has-link-color has-small-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/www.aarp.org\/money\/scams-fraud\/safely-send-money-on-zelle\/\" style=\"border-radius:50px\" target=\"_blank\" rel=\"noreferrer noopener\">More Topic Resources<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size wp-block-paragraph\">Report scams to local law enforcement. For help from AARP, call 1-877-908-3360 or visit the AARP Fraud Watch Network at <a href=\"http:\/\/www.aarp.org\/fraudwatchnetwork\" target=\"_blank\" rel=\"noreferrer noopener\">aarp.org\/fraudwatchnetwork<\/a>.<\/p>\n\n\n\n<div class=\"wp-block-uagb-separator uagb-block-6c6a120f\"><div class=\"uagb-separator-spacing-wrapper\"><div class=\"wp-block-uagb-separator__inner\" style=\"--my-background-image:\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-8433a68b uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h2 class=\"uagb-ifb-title\"> AARP Fraud Watch Network<\/h2><\/div><p class=\"uagb-ifb-desc\">Need a <a href=\"https:\/\/www.aarp.org\/forms\/me-speakers-bureau-request-form.html?testing=fdsafdsa\" target=\"_blank\" rel=\"noreferrer noopener\">scam prevention speaker<\/a> for your group? Click the link to fill out the AARP online form or email <a href=\"mailto:me@aarp.org\" target=\"_blank\" rel=\"noreferrer noopener\">me@aarp.org<\/a>.<\/p><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminals to steal your money through a variety of tactics. You might get a &hellip; <a href=\"https:\/\/mainestategrange.org\/?p=97427\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Fraud Watch- Peer-to-Peer Payment Systems&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2122,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[4,218],"tags":[508,506,272,507],"post_folder":[509],"class_list":["post-97427","post","type-post","status-publish","format-standard","hentry","category-community-service","category-resources-for-granges-and-grangers","tag-aarp-fraud-watch","tag-fraud-alert","tag-grange-communication","tag-scam-alert"],"jetpack_featured_media_url":"","uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"post-thumbnail":false},"uagb_author_info":{"display_name":"Walter Boomsma","author_link":"https:\/\/mainestategrange.org\/?author=2122"},"uagb_comment_info":0,"uagb_excerpt":"Peer-to-peer (P2P) payment apps like Venmo, Zelle, and Cash App have made sending money between family and friends easier than ever. But consumers beware: while these apps make exchanging money fast and convenient, they also make it quick and seamless for criminals to steal your money through a variety of tactics. You might get a&hellip;","jetpack_shortlink":"https:\/\/wp.me\/p1arC1-plp","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/mainestategrange.org\/index.php?rest_route=\/wp\/v2\/posts\/97427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mainestategrange.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mainestategrange.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mainestategrange.org\/index.php?rest_route=\/wp\/v2\/users\/2122"}],"replies":[{"embeddable":true,"href":"https:\/\/mainestategrange.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=97427"}],"version-history":[{"count":0,"href":"https:\/\/mainestategrange.org\/index.php?rest_route=\/wp\/v2\/posts\/97427\/revisions"}],"wp:attachment":[{"href":"https:\/\/mainestategrange.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=97427"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mainestategrange.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=97427"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mainestategrange.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=97427"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/mainestategrange.org\/index.php?rest_route=%2Fwp%2Fv2%2Fpost_folder&post=97427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}